Can I use a credit card for WeChat payment?

You can use a credit card for WeChat payment, but only for shopping. Showing the payment code to the merchant, sending red envelopes or transferring money is not acceptable.

First log in to your WeChat and open the wallet with "I" in the lower right corner.

Select "Bank Card".

3. "Add bank card" at the bottom (bind the credit card according to the prompts).

4. After the binding is successful, if you want to pay when shopping, click Wallet → Make Payment.

5. If the merchant has a code scanning machine, the merchant can scan your payment code, or you can click to pay manually.

6. Select credit card as the payment method (if your credit card is gray and cannot be selected, it means that this store does not support credit card payment).

Can WeChat pay with credit card

1. WeChat payment itself supports credit cards, but not all payment environments support it.

2. Credit cards are not supported for transfers, phone recharges, etc. Credit cards are generally supported for shopping.

3. WeChat Pay supports debit cards and credit cards from the following banks:

China Merchants Bank, China Construction Bank, China Everbright Bank, China CITIC Bank,

Agricultural Bank of China, China Guangfa Bank, Ping An Bank, Industrial Bank, Minsheng Bank.

WeChat Pay:

1. WeChat Pay is a payment function integrated in the WeChat client. Users can complete the quick payment process through their mobile phones. WeChat Pay is based on fast payment bound to bank cards, providing users with safe, fast and efficient payment services.

2. On April 1, 2018, when consumers use WeChat wallet to scan static barcodes for payment, the upper limit of coin wallet payment in a single day shall not exceed 500 yuan. At the same time, all bank cards associated with WeChat can also Then independently obtain the payment limit of 500 yuan.

The ability to make WeChat payments depends on the following aspects:

1. Send WeChat red envelopes and transfer money to friends in your address book. WeChat payments cannot be made through credit cards;

< p>2. For offline merchants that support WeChat payment, you can use credit card WeChat payment to purchase products or services;

3. For online malls and APPs that cooperate with WeChat, you can also purchase goods in the mall through Credit card WeChat payment;

To sum up, whether you can use credit card WeChat payment depends on two factors: first, whether a real transaction occurs; second, whether the merchant supports credit card payment.

Data source:/baike.baidu.com/item/%E5%BE%AE%E4%BF%A1%E6%94%AF%E4%BB%98/7322448?fr=aladdin" target="_blank"title="WeChat Payment Baidu Encyclopedia"WeChat Payment Baidu Encyclopedia

Can credit cards support WeChat QR code payment?

Credit cards can scan QR code for payment, but certain requirements must be met. The following three conditions.

1. The scanned QR code must support credit card payment. Generally, merchants’ QR codes can support credit card scanning, but personal QR codes do not. < /p>

2. The credit card needs to be enabled for online payment.

3. The credit card needs to generate real transactions, that is, credit cards cannot be used for transfers and red envelopes.

Credit cards must be used to make payments. It is a non-cash transaction payment method and a simple credit service. A credit card is generally a plastic card with a length of 85.60 mm, a width of 53.98 mm, and a thickness of 1 mm. It is issued to the cardholder by the bank or credit card company according to the user's creditworthiness and financial resources. , cardholders do not need to pay cash when making purchases with a credit card, and repayment will be made on the settlement date.

Except for some credit cards combined with debit cards, general credit cards are different from debit cards and ATM cards. , the credit card will not deduct funds directly from the user's account.

Credit cards are issued by commercial banks to individuals and organizations. They can use them to shop, consume, and deposit and withdraw cash from banks, and are specially designed with consumer credit. The carrier card is in the form of a card with the name of the issuing bank, validity period, number, cardholder name and other contents printed on the front, and a magnetic stripe and signature strip on the back.

A real credit card has the following characteristics: it is not encouraged to deposit cash in advance, consume first and repay later, enjoys an interest-free payment period, can repay in installments independently (with a minimum repayment amount), join VISA, MASTER Wait for international credit card organizations to make it universally applicable.

Credit card is a non-cash payment method and a simple credit service. A credit card is generally a plastic card with a length of 85.60 mm, a width of 53.98 mm, and a thickness of 1 mm. It is issued to the cardholder by the bank or credit card company based on the user's creditworthiness and financial resources. The cardholder does not need to pay cash when using the credit card to make purchases. Make further repayments. Except for some credit cards combined with debit cards, general credit cards are different from debit cards and ATM cards in that credit cards will not directly deduct funds from the user's account.

Credit cards are issued by commercial banks to individuals and organizations. They can use them to shop and consume with specially appointed organizations and deposit and withdraw cash from banks. They are special carrier cards with consumer credit. They are in the form of a card with the card issuing number printed on the front. Cards with bank name, validity period, number, cardholder name, etc., and a magnetic stripe and signature strip on the back.

A real credit card has the following characteristics: it is not encouraged to deposit cash in advance, consume first and repay later, enjoys an interest-free payment period, can repay in installments independently (with a minimum repayment amount), join VISA, MASTER Wait for international credit card organizations to make it universally applicable.

Can I pay with a credit card using WeChat?

Credit cards can be used for WeChat payment.

Binding steps:

1. Open WeChat (version 8.0.16) on the iPhone 13 i0S15.0 version, open the WeChat program on the mobile phone, find the wallet menu, click to enter the wallet page Click on the "Bank Card" option.

2. Next, in the entered menu, click the "Add Bank Card" option at the bottom of the page.

3. Before binding, you need to enter the WeChat transaction password to verify whether the operator is the account owner.

4. Enter the password of the credit card to be bound and verify.

5. Enter credit card related information, such as the credit card’s validity period, and WeChat will send a verification message to the credit card’s reserved mobile phone number. 6. Enter the verification code. After the SMS verification code is verified successfully, it will be successfully bound.

Weilidai was launched on QQ in the first half of 2015 and began to invite users to experience it. It was launched on the WeChat client in September of the same year.

As a trial product of WeBank, a subsidiary of Tencent, Weilidai is different from traditional financial lending in many ways.

Weilidai does not require any mortgage or guarantee: Loans provided by banks and other institutions require borrowers to provide property mortgages. It is difficult for individuals without fixed assets and guarantees to get loans from banks. "Weilidai" does not require any mortgage or guarantee of fixed assets. As long as you have a good personal credit record and performance ability, you can obtain loan qualifications.

Loans from financial institutions such as traditional banks mostly require customers to sign a contract when borrowing, and they must repay on a specified date if they want to repay. If you want to settle the repayment in advance, you need to pay a handling fee calculated according to the loan ratio, and continue to calculate the interest according to the agreed repayment date, and Weilidai can pay off the debt at any time. The interest rate calculation of Weilidai is also Daily settlement.

"Weilidai" has the following characteristics:

(1) No mortgage, no guarantee; most personal loans provided by traditional financial institutions require the borrower to provide mortgage and other guarantees, which cannot It is difficult for individual users to provide guarantees or have no fixed assets in their names to obtain loans. "Weilidai" does not require mortgages or guarantees, and does not require the submission of any paper materials. It can better meet the small financing needs of individual users with good credit.

(2) 724-hour service, the loan can be completed in as fast as 1 minute; "Weilidai" relies on strict risk control rules and a complete technical support system to provide 724-hour online service, and the procedures are convenient and efficient. All processes are completed on the mobile phone, and the loan can be credited to the account as quickly as 1 minute.

(3) Borrow and repay anytime, and there is no handling fee for early repayment; most traditional financial institutions require users to repay on the repayment date. If users want to repay early, they need to apply for and pay handling fees. In addition to the regular default withholding and repayment, "Weilidai" also allows users to settle loans at any time without charging any other additional handling fees.

Does WeChat support credit card payment?

Now WeChat supports credit card payment, but not all can be paid with credit card. For example, credit cards cannot be used for red envelopes and personal transfers. . The banks currently supported by WeChat are: China Merchants Bank, China Construction Bank, Industrial and Commercial Bank of China, Bank of China, China Everbright Bank, CITIC Bank, Agricultural Bank of China, Bank of Communications, China Guangfa Bank, Ping An Bank, Industrial Bank, and Minsheng Bank.

WeChat: WeChat is a free application launched by Tencent on January 21, 2011 to provide instant messaging services for smart terminals. It was created by the product team of Tencent Guangzhou R&D Center led by Zhang Xiaolong. . WeChat supports cross-communication operators and cross-operating system platforms to quickly send free (requiring a small amount of network traffic) voice text messages, videos, pictures and text through the network. At the same time, you can also use the data and location-based sharing of streaming media content through *** Social plug-ins such as "Shake", "Moments", "Public Platform", "Voice Notepad" and other service plug-ins.

As of the second quarter of 2016, WeChat has covered more than 94% of smartphones in China, with monthly active users reaching 806 million, covering more than 200 countries and more than 20 languages. In addition, the total number of WeChat public accounts of various brands has exceeded 8 million, the number of mobile application dockings has exceeded 85,000, advertising revenue has increased to 3.679 billion yuan, and WeChat payment users have reached about 400 million.

WeChat provides public platform, friend circle, message push and other functions. Users can add friends and follow the public through "shake", "search number", "people nearby" and scan QR code platform, while WeChat shares content with friends and the exciting content users see to WeChat Moments.

In December 2020, WeChat on iOS was updated to version 7.0.20. At the same time, a "WeChat Bean" was added to the personal profile page. On January 21, 2021, WeChat was updated to version 8.0. In July 2021, in the latest version 8.0.8, WeChat can not only log in to mobile phones and PC/Mac devices at the same time, but also added the simultaneous login function of tablet devices. This also means that the logic of using tablet devices in WeChat It is already on the same level as mobile phones and computers, and the number of devices that users can log in to at the same time has reached as many as three [113] News on November 7. The WeChat user complaint page has added the item "Fans' bottomless star-chasing behavior".

Can credit cards be paid with WeChat

1. Yes, you must first open WeChat on your phone.

2. After logging in, click the "Me" option in the lower right corner of the interface.

3. Then click the "Pay" option in the interface list.

4. Click "Wallet" in the payment interface.

5. Then click "Bank Card".

6. After entering the interface, pull the interface to the bottom and you will see an option to "Add Bank Card".

7. After clicking to enter the add person interface, fill in the credit card ++ to be bound in the ++ column, and then click Next.

8. In this way, the binding can be successful. Where credit card payment is supported, you can choose to use it for payment.

That’s it for the introduction of whether credit cards can be paid via WeChat.