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Guangfa credit card is set to save money only, but not to swipe it.
1. The internal reasons why the credit card of Guangfa Bank can't be used normally are: insufficient available balance of the credit card, the amount and frequency of credit card swiping exceeded, the credit card was locked, and the credit card was frozen.

2. External causes of the credit card failure of Guangfa Bank: wrong password input by the cardholder, unstable credit card limit and card swiping machine failure.