Credit cards can indeed withdraw cash, but it should be noted that cash withdrawals are not processed according to the minimum repayment amount like consumption. First of all, if you want to withdraw money, you need to contact the bank's manual customer service and may need to pay a certain handling fee. This is different from credit card cash-out, which usually involves illegal operations, while credit card cash-out is one of its legitimate functions.

Overdraft cash withdrawal is one of the ways. It is similar to the short-term borrowing provided by the bank, but it should be noted that you will have to pay interest from the day you withdraw the cash, and this fee cannot be ignored. The overpayment cash withdrawal is more flexible. If you have extra funds in your credit card account, you can withdraw the overpayment cash, but you usually need to pay part of the handling fee, and the specific regulations vary from bank to bank.

In general, although credit card cash withdrawal is feasible, it involves the generation of interest and handling fees, and usually requires full repayment. Only the consumption part can enjoy the minimum repayment treatment. Therefore, when using a credit card to cash out, be sure to consider its cost and repayment plan. Remember, withdrawing cash is different from spending, and it is important to understand and manage how you use your credit card.