It is difficult to apply for an ICBC credit card. Proof of income is a basic requirement, as well as your work permit and social security number. There are also restrictions on income. When I applied, I was required to earn a minimum annual salary of more than 30,000 yuan and pay insurance for six consecutive months. It also depends on your unit, the sales staff will basically not approve it.

It is best if the unit handles it together, which is relatively easy to handle.

You are still a graduate student, and it is more difficult to apply for the four major banks. Because the approval process is strict, the requirements for repayment ability are high.

In fact, all domestic credit cards are similar, the difference is the limit. If you have to apply for a visa, China Merchants Bank and CITIC also have them, and the threshold is relatively low. The service is also very good.

My first credit card was China Merchants Bank’s visa