In general, there are three main types of independent websites, one of which is the more common PayPal. The second type is international credit card, and the third type is overseas local payment.
1. PayPal: A relatively common payment tool in foreign trade collections. As long as you have an email address, you can use PayPal to send and receive payments online to meet the payment habits of customers in some areas. However, each transaction except In addition to handling fees, you also need to pay transaction processing fees, and the account is easily refused and frozen. It takes 180 days to unfreeze, and there is also a foreign exchange control of US$50,000. More inclined to the buyer's interests.
2. International credit cards: mainly refers to international mainstream credit cards including Visa, MasterCard, JCB, AE, etc., which have many advantages, such as high global penetration, convenience, convenience, high payment success rate, and good experience. , in line with the credit card consumption habits of foreign consumers, especially European and American consumers. If a chargeback occurs randomly when using a credit card to pay, it will leave a stain on the cardholder's bank record, which is directly linked to the creditworthiness.
3. Payssion (overseas local payment): Popular overseas local payment methods such as Germany's SofortBanking, Giropay, Netherlands' iDeaL, Poland's przelewy24, Brazil's Boleto, Russia's webmoney, QIWI and other popular overseas local payment methods (understandable For overseas Alipay/WeChat payment). The biggest advantage is that there are no chargebacks and the payment experience is good. The disadvantage is that the payment success rate is not as high as that of credit cards.
The payment methods provided by Payssion for Brazilian independent merchants are:
Bill payment: Boleto
Online bank transfer: ItauBank, BancodoBrasil
Bank transfer: BancoSantander, Bradesco, CAIXABank, HSBCBank,
Local credit cards: VISA, MasterCard, Amex, Discover, ELO, Hipercard
Others: BOACOMPRA
But according to the customers who have accessed it, the most commonly used payment method by Brazilians is Boleto
Bank transfer, local credit card, bill payment, cash payment. These are the daily payment methods for Brazilians to pay phone bills, water and electricity bills and Methods of payment for public utility expenses. It is also the payment method they use for most online purchases.