(1) gold card: the main card 120 yuan/year, and the auxiliary card is 60 months/year.
(2) Puka: 80 yuan for the main card and 40 yuan for the auxiliary card.
Bank of Communications Pacific Credit Card is a credit card issued by Bank of Communications, which has three basic functions: credit consumption, cash advance and transfer settlement. It is a real credit card, which supports spending first and then repaying.
Individuals with full capacity for civil conduct and legitimate income can apply for a personal master card with their valid identity documents (including ID card, military officer's card, police officer's card, passport, etc.). , the same below) identified by the public security department.
Personal master card applicants can apply for no more than three supplementary cards for spouses and immediate family members with civil capacity; All the funds used by the secondary card are transferred to the main card account, and the main card holder is responsible for repaying all the payables of the secondary card.
Pacific Credit Card issued by Bank of Communications Credit Card Center is a credit card product created by Bank of Communications by introducing advanced technology and management from HSBC. Gather global and local advantages, advocate a brand-new consumer culture and card experience with the theme of "China Global Card", and provide preferential and caring services on a global scale.
In China, you can directly use your signature to confirm the transaction. If you are used to using signature and transaction password to confirm the transaction, you only need to call our 24-hour customer service hotline to enable the merchant transaction password verification service, and you don't need to enter the transaction password when signing a contract with an overseas merchant.
Whether you use this card at home or abroad, you can finally choose RMB for repayment to avoid the inconvenience caused by insufficient foreign exchange abroad. Time-saving, labor-saving and worry-free repayment methods allow you to arrange funds reasonably and travel and shop more freely.
The "Enjoy Life" reward program allows you to get a wide range of gifts for free while spending by credit card and enjoy your ideal life! Rmb consumption is accumulated 1 point per yuan, and accumulated 8 points per dollar. We will launch a new bonus handbook every few months, and each issue has a different series of exquisite fashion gifts. Just dial the 24-hour customer service hotline, you can enjoy one-stop bonus exchange service and easily get your favorite gifts. Whether in a fashionable city, an ancient cultural city or a water town in the south of the Yangtze River, you can enjoy the preferential consumption of merchants in many cities across the country. The "Enjoy Superior" merchant preferential scheme allows you to enjoy the fashionable life at will, enjoy the surprises brought to you by five categories of merchants: wine and food, consumption and shopping, tourism and leisure, health and beauty, jewelry and beauty, and show your superior VIP status.
Bank of Communications Credit Card Pacific Card Annual Fee
The annual fee of Bank of Communications Credit Card Pacific Card is as follows:
1. The annual fee of Pacific Credit Card Gold Card is 200 yuan/year, which is free in the first year, and free in the following year if you spend it six times a year.
2. The annual fee for Platinum Card of Pacific Credit Card is 1 1,000 yuan/year. Because it is a high-end credit card product, the annual fee is rigid and does not enjoy the annual fee-free policy.
Bank of Communications (English BCM, Chinese Bank of Communications) was established in 1908. It is one of the six largest banks in China, one of the oldest banks in China and one of the modern note-issuing banks in China. 1 987 April1day, the newly established Bank of Communications officially opened to the outside world, becoming the first national state-owned joint-stock commercial bank in China, with its head office in Shanghai. Bank of Communications was listed on the Hong Kong Stock Exchange in June 2005 and successfully listed on the Shanghai Stock Exchange in May 2007.
Bank of Communications is one of the major financial service providers in China, covering commercial banks, securities, trusts, financial leasing, fund management, insurance and offshore financial services. There are 235 domestic branches of Bank of Communications, including 30 provincial branches, 7 directly affiliated branches and 199 provincial branches.
There are 3,270 business outlets in 239 prefecture-level and above cities and 158 counties or county-level cities nationwide; It owns seven non-bank companies, including wholly-owned subsidiaries of Bank of Communications Leasing, Bank of Communications Insurance and Bank of Communications Investment, and holding subsidiaries of Bank of Communications Fund, Bank of Communications Guo Xin, Bank of Communications Life Insurance and Bank of Communications International. In addition, Bank of Communications is the largest shareholder of Changshu Rural Commercial Bank and also the largest shareholder of the bank. Strategic shareholding in Hainan Bank, holding four rural banks.
20 19 July, Fortune Global 500 released: ranking 150. "One Belt, One Road" China enterprises ranked 108 in the top 65438 list. 20 19 February, 65438 was selected as the brand of China Brand Power Festival 100. In March 2020, it was selected as one of the top 500 global brands.
The personal business of Bank of Communications includes: savings deposits, personal loans, foreign exchange services, financial planning, investment services, insurance services, convenience services, wealth management, private banking and other services.
Is the annual credit card fee of Bank of Communications only free for two years? He said that if you brush six times, you will be exempted from the annual fee for the next year. Does he mean that if you brush six times in the second year, you will be exempted from the annual fee for the third year?
The annual fee of Bank of Communications credit card is not only free for two years. Brush six times in the second year, and the annual fee is free in the third year.
Bank-wide discount: except for dual-currency platinum credit card, RMB platinum credit card and global credit card: the first year of verification card.
Free of annual fee, you can avoid the annual fee for the following year if you brush it for 6 times.
Dual-currency platinum credit card and RMB platinum credit card (excluding private bank platinum card customers): during the validity period, the annual fee of private bank customers is exempted, and the annual fee of private bank customers who renew their cards is reduced by half, that is, 500 yuan/year; Ward wealth customers are free of annual fees for the first year and the second year.
Charge by half, that is, 500 yuan/year.
Private Bank Platinum Card: At the end of the month, the average daily assets of the cardholder in our bank reach more than 6 million yuan, and the first-year annual fee of private bank Platinum Card can be exempted.
Uniqlo Platinum Credit Card: RMB 500 yuan.
Universal credit card: the first year of the nuclear card is free of annual fee, and it is offline overseas.
Consumption 1 Free of annual fee for the following year. Global credit card holders with platinum cards are exempt from annual fees during the validity period.
Youyi Global Credit Card: Free of annual fee within the validity period.
Wal-Mart Credit Card: Gold Card Supplementary Card RMB 70 yuan.
Business card: free of charge.
BOSS credit card RMB gold card:
It's free.
Installment credit card: free of charge.
Y-POWER Credit Card (Campus Edition): Free.
Bank of Communications credit card products are named "Pacific", such as: Pacific Dual Currency Credit Card, Pacific Y-power Credit Card, Bank of Communications Pacific Wal-Mart Credit Card, Bank of Communications Pacific Suning Appliance Credit Card, Bank of Communications Hong Kong New World Department Store Credit Card and Pacific Business Card.
The brand-new Pacific Credit Card of Bank of Communications is a truly global credit card, which combines the huge service network of Bank of Communications all over the country and the management experience and technical support of HSBC. Whether at home or overseas, you can enjoy the convenience of shopping and leisure, highlighting the advantages of GSM.
Extended data:
Haoxiangdai
The new credit card installment business launched by Bank of Communications provides bulk consumer credit support with high exclusive quota (maximum 1.5 million) and convenient service process. After the loan is signed, when the consumption reaches the set initial transaction amount, the system will automatically stage it. The longest repayment period is 24 months, and the highest monthly handling fee is only 0.72%.
The biggest red Friday
"Red Star Period Five" is a credit card of Bank of Communications, based on the rigid demand of urban groups for Friday consumption. It is also the first marketing brand initiated by Bank of Communications in the industry to appeal to single-day consumption.
Integral amusement park
Points Paradise is also the integral mall of Bank of Communications Credit Card. Here, customers can redeem points or buy what they want by swiping their cards. But it is also different from the mall, because users can combine the points of multiple Bank of Communications credit cards into their own names, which can greatly help customers reduce the waste of points.
Baidu Encyclopedia-Bank of Communications Credit Card
How much is the annual credit card fee of Bank of Communications? How many times a year?
1, the annual charge standard of Bank of Communications' credit card is completely the same, and the current charge standard is:
Gold card main card: RMB 200 yuan per year, and gold card supplementary card: RMB 100 per year; Master card of Puka: RMB 140 yuan per year, and the master card is accompanied by 70 yuan every year.
2. The Bank of Communications credit card is exempt from the annual fee in the first year (except platinum card), and the annual fee in the following year can be exempted by swiping the card six times a year. Alipay recharges and counts the consumption times.
3. If the Bank of Communications credit card is not opened, the annual fee will be exempted in the first year and charged in the second year. Therefore, if you have an unopened Bank of Communications credit card, please cancel it in time.
Bank of Communications Credit Card is a credit brand product jointly launched by Bank of Communications and HSBC. Its user orientation is "a group of people who have ideals and pursuits for life and career, know how to enjoy, are more willing to struggle, and sometimes have the needs of studying abroad, doing business, studying abroad or traveling abroad."
Bank of Communications credit cards are also a group of people with high living standards who are willing to try new consumption habits. Bank of Communications Pacific Credit Card is a credit card product created by Bank of Communications by introducing advanced technology and management from HSBC. It brings together the advantages of global and local countries, advocates a brand-new consumer culture and card experience with the theme of "China Global Card", and provides preferential and thoughtful services around the world.
Reference link: Baidu Encyclopedia _ Bank of Communications Credit Card
Bank of Communications Pacific Card Annual Fee
There is an annual fee for the Bank of Communications Pacific Card. According to the nature of the Bank of Communications Pacific Card, the annual fee is different: the Bank of Communications dual-currency Pacific Credit Card main card 200 yuan/year, the Puka main card 140 yuan/year; Bank of Communications single currency Pacific Credit Card Gold Card 120 yuan/year, Puka Card 80 yuan/year.
The Pacific Credit Card of Bank of Communications stipulates that the annual fee is free in the first year, and the annual fee for the following year can be exempted if the card is swiped six times in the first year. The annual fee for the third year can be waived six times in the second year, and so on.
Pacific Card of Bank of Communications is a kind of credit card, which has three functions: credit consumption, cash advance and transfer settlement.
expense
Late payment fee: 5% of the unpaid part of the minimum repayment amount of each installment;
Overlimit fee: the fee is 5% of the part exceeding the credit limit;
Cash withdrawal by local peers: 65438+ 0% of the transaction amount, with the lowest charge of 3 yuan;
Local inter-bank cash withdrawal: 65438+ 0% of the transaction amount, with the lowest charge of 3 yuan;
Cash withdrawal from peers in different places: 65438+ 0% of the transaction amount, with the lowest charge of 3 yuan;
Cross-bank cash withdrawal in different places: 65438+ 0% of the transaction amount, with the lowest charge of 3 yuan;
Cash withdrawal from overseas UnionPay: 1% of the transaction amount, with a minimum charge of 15 yuan;
Overseas non-UnionPay cash withdrawal: 65438+ 0% of the transaction amount, with a minimum charge of $3 and a maximum charge of $30;
Overseas emergency cash withdrawal: 65438+ 0% of the transaction amount, with a minimum charge of $3;
Recover the overpayment from local counterparts: 65,438+0% of the transaction amount, with a minimum charge of $3, a minimum charge of 3 yuan and a maximum charge of $30;
Recovery of local inter-bank overpayment: 65438+ 0% of the transaction amount, with a minimum charge of $3, a minimum charge of 3 yuan and a maximum charge of $30;
Recover the overpaid part from the counterparts in different places: 65438+ 0% of the transaction amount, with a minimum charge of $3, a minimum charge of 3 yuan and a maximum charge of $30;
Take back the overpaid part from different places and banks: 65438+ 0% of the transaction amount, with a minimum charge of $3, a minimum charge of $30 in 3 yuan;
Overseas UnionPay overpays for withdrawals: 1% of the transaction amount, with a minimum charge of $3, a minimum charge of 15 and a maximum charge of $30;
Overseas non-UnionPay overpayment withdrawal: 65438+ 0% of the transaction amount, with a minimum charge of $3 and a maximum charge of $30;
Overseas emergency card replacement fee: 175 USD, gold card loss reporting fee in 0 yuan, and Puka loss reporting fee of 35 USD;
Card replacement fee: 20 yuan;
Courier fee: 20 yuan;
Handling fee for making (mailing) statements: 5 yuan for each copy;
Loss reporting fee: 50 yuan;
Cost of resetting password letter: 20 yuan;
Obtain domestic purchase orders: 6 yuan, 6 yuan;
Obtain foreign purchase orders: 6 dollars for dual-currency cards and 6 dollars for dual-currency cards;
How much is the annual credit card fee of Bank of Communications?
Bank of Communications charges different annual fees for different credit cards, and the fees are as follows:
Dual-currency card: the annual fee of the main gold card is 200 yuan, and the annual fee of the subsidiary gold card is 100 yuan; Annual fee of Puka Master Card 140 yuan, and annual fee of Puka Subsidiary Card/70 yuan.
Rmb card: annual fee of the main gold card 120 yuan, and annual fee of the subsidiary gold card (60 yuan); The annual fee of Puka Master Card is 80 yuan, and the annual fee of Puka Subsidiary Card is 40 yuan.
Multi-card: the annual fee for the main card is 80 yuan, and the annual fee for the auxiliary card is 40 yuan.
Platinum MasterCard: basic annual fee 1000 yuan.
Platinum supplementary card: free of basic annual fee.
There is no annual fee for the Bank of Communications credit card in the first year. As long as you swipe your card six times in one year, you can waive the annual fee for the next year.
Bank of Communications credit cards are also a group of people with high living standards who are willing to try new consumption habits. "Bank of Communications Pacific Credit Card is a credit card product created by Bank of Communications by introducing advanced technology and management from HSBC.
It combines global and local advantages, advocates a brand-new consumer culture and card experience with the theme of "China Global Card", and provides preferential and thoughtful services around the world.
Network card handling refers to the way to complete a series of matters such as application, registration, audit and authentication of credit cards with the help of the Internet. Because of its advantages of quickness, convenience and safety, it has become a business that banks are scrambling to carry out. Bank of Communications Credit Card is also vigorously promoting the online card through a series of preferential activities.
Super network card processing: During the period from September 30th, 20 13 to June 30th, 20 13, and February 30th, 3 1 year, all new customers who submit their applications online through the credit card website of Bank of Communications and successfully issue their credit card master cards can get a credit card bonus of RMB 100 and enjoy free express delivery.
Haoxiangdai
The new credit card installment business launched by Bank of Communications provides bulk consumer credit support with high exclusive quota (maximum 1.5 million) and convenient service process. After the loan is signed, when the consumption reaches the set initial transaction amount, the system will automatically stage it. The longest repayment period is 24 months, and the highest monthly handling fee is only 0.72%.
The biggest red Friday
"Red Star Period Five" is a credit card of Bank of Communications, based on the rigid demand of urban groups for Friday consumption. It is also the first marketing brand initiated by Bank of Communications in the industry to appeal to single-day consumption.
Integral amusement park
Points Paradise is also the integral mall of Bank of Communications Credit Card. Here, customers can redeem points or buy what they want by swiping their cards. But it is also different from the mall, because users can combine the points of multiple Bank of Communications credit cards into their own names, which can greatly help customers reduce the waste of points.
Let's stop here for the introduction of the annual fee of Communication Pacific Credit Card.