My personal experience, when I was 30 years old, my family was broken up, my sister was in jail, I sold my house, my mother sold hers, the house can be bought here, I only have one family member, and the money is earned There are some things that money can’t buy, so although we are now four generations renting a house together, we are at least united and feel warmth, and everyone is working hard and will not fall down because of the hardships and setbacks of life. We I often shed tears of pessimism, especially when my mother mentions my sister and she can’t help crying. But the whole family is strong, and I am working hard to pay off my debts and reunite the family as soon as possible.

So in front of these things, I think the house is just a life-saving straw. A place with family members is a home, not an empty house!

I sold my only self-built house of 170 square meters on the edge of the city for 400,000 yuan to pay off the debt. Three or four years later, the government wanted to demolish the house with an estimated value of more than 1 million yuan. , but everyone thought the money was too little, so they didn’t demolish it. My wife and children have always complained that if I had lent the money at the interest rate at that time, it would have been several times the principal. I have been renting a house until now, and I have sold my granddaughter’s childhood memories in the old house.

Thank you for the invitation; our situation seems to be similar. Of course, I also have such friends around me. I was born in 1987. I started my business last year. In October this year, it completely failed. I was in debt of millions and took out online credit card loans. I’ve finished all the sex. The house is my family’s last home, so I can’t sell it. Now I have come to Beijing to work. Three jobs a month, more than 10,000 yuan. Come on, as long as we are not afraid of hardship and tiredness, I believe we can all survive it. , come on!

Yes. Currently in progress. I had always insisted on not selling my house, always thinking that this was my final bottom line, but I persisted for a year. Although I worked hard to earn money to pay off the debt, I found that I would never be able to pay it off, and the debt was getting more and more. So I decided to sell my house. If I had no debt, I could live a very relaxed and comfortable life.

"I owe millions, should I sell my only property to pay off the debt?" The amount of information in this question is not comprehensive enough, so you need to answer it separately:

1. The debt you owe is an urgent debt: such as loan sharks, bad online loans, credit card defaults, etc., and you are forced by the creditor to live a normal life Everyone has been affected, even threatened with violence, and personal safety cannot be guaranteed. Of course, life is more important than money, so sell the property without hesitation to settle the immediate urgent matters.

2. The debt you owe is a legal debt: because you have not repaid it overdue, you have been sued, and you will soon be in trouble or become an old man (cannot fly, take trains, cannot High consumption, restrictions on leaving the country, etc.) In this case, if you don’t repay the loan in time, the court will also freeze your real estate and conduct a low-price auction. Then we might as well sell the house early to pay off the debt.

3. What you owe is a suspended debt, which means you don’t have to rush to repay the principal. As long as you pay off the interest or repay part of the principal, the crisis can be alleviated. Then you don’t have to sell the house. You can Take the house to a lending institution for a second mortgage and get a loan to meet your immediate needs.

4. If the value of your property is lower than the debt you owe, that is, you are insolvent, then there is little point in selling the house. Not to mention that you have no place to live, the money you get is still not enough to repay the debt.

5. If the value of your property is higher than the debt you owe, then you should consider it. If the current house price is still affordable, sell it in time. If you sell the house and pay off the million in debt, you can still buy another house. You can transition to a small square house or rent a house, and then use the remaining money to start a business, and make a comeback in the future to create greater glory.

In short, you should find a path that suits you best based on your actual situation and county analysis. Finally, I wish you get out of trouble as soon as possible!

Hello, I am Miss Queen.

If you owed millions, would you sell your only property to pay off the debt? This is another hypothetical question, so we give different answers based on different situations.

1. Due to failure in business investment.

It is normal for investments to fail. Business is ups and downs, and it is inevitable that there will be times when debt is in distress;

2. Due to blind trust in so-called "experts", borrowing debt to invest "stud" into the stock market and other trading venues, Or you may believe in financial products with high returns and be "cut off" and run away, leaving you in trouble;

3. Too lazy to eat, too ambitious, excessive consumption to satisfy your own desires, and trapped in a bottomless pit like online loans. Unable to save oneself;

4. Because of the concern for face, the money borrowed from others cannot be recovered, and forced to borrow money from relatives and friends, resulting in high debts;

5. In order to own a house You have to buy a house that belongs to you even if you have to bear a huge housing debt.

The house is our capital and lifeline. If you can't do it without "killing the goose to obtain the eggs", try not to do it. After all, the role of a house is still very important.

First, failure in business can only prove bad luck or lack of experience. Then you can work hard and earn some money first. Discuss with investors, shareholders, etc. in a timely manner and give a buffer period. Then find a way to work or use other methods to make money to repay. I believe these people will still be willing to give you this time;

Secondly, because of your own problems, you owe high debts. Let’s reflect and reflect carefully. If you are deceived (or run away), then you should go through legal channels. Don’t give up even if there is a glimmer of hope. Chase it all the way to the end and get your hard-earned money back;

Third, the Internet Loans are a pitfall, and I’ve talked a lot about how to get online loans online before. In short, first distinguish the nature of the loan. If it is a loan shark or the like, if the interest exceeds the scope of the law, it will be ignored and there is no need to repay it. If it is another formal online loan platform, you can use a credit card to repay it by "free-loading", or appropriately Doing installments can relieve the pressure and avoid selling the house;

Fourth, in fact, taking a step back, the house can be mortgaged or used as an upgrade. For mortgage, you can borrow a sum of funds, agree on the repayment time and method, and pay a certain amount of interest to solve your urgent needs; the advanced step is to use this resource to apply for some large-amount credit cards.

Fifth, working hard is the way out. Don’t be too ambitious or change jobs before you pay off your debt. You can do more part-time work to increase your source of income.

In short, don’t sell your house easily. I resorted to this last resort when I was really desperate and had no way to borrow money.

It is not recommended that you sell your house. The debt can be paid off slowly. It will be difficult to buy the house again after selling it. People have to be stressed. Once the house is sold and there is no pressure, it may not be possible to buy it again in the future. Bought the house back.

If your debt of 1 million is negotiable, don’t consider selling your house. If you haven’t reached the end of your rope yet, you should think carefully about how to solve it instead of selling your only house in a hurry. Lose.

Once you sell your house and your life becomes even more difficult, how can you have the motivation to buy a house again? If you just muddle along by then, you may end up like this for the rest of your life. Selling a house is easy, but buying a house requires hard work to save money.

It is best to think about whether there are other ways to solve the debt crisis. It is recommended to keep the only house until the last step. After all, this asset is related to your own life, including the life of your family.

If relatives and friends are willing to help, you can let them share the debt first, and then make money to repay them later. If the debt belongs to a relative or friend, can we discuss whether we can repay it slowly in the future without selling the house?

If the debt you owe is funds from a financial institution, such as a bank debt, you can first negotiate how to repay it. If you cannot negotiate, then consider selling the house.

Because these financial institutions will eventually seek help from the court. If they do not repay, they will eventually be sued and sell off their assets. It is better to repay the money yourself.

Negotiate first. If the creditor can negotiate, then pay it back slowly. If you cannot negotiate, then consider selling the house. After all, it is the only asset. After the sale, it will have a great impact on your life. Failure is not terrible. How to solve the problem of failure is. Critical.

With millions of debts, selling their only house is a helpless choice for many people. If they don’t sell their house, they will be asked for debts every day, face various phone calls or come to collect collections from creditors every day, which will definitely have a great impact on their families and themselves. If you owe money to the bank, the house will be sold sooner or later after you are sued. It depends on the choice.

But selling a house does not mean that you will be desperate later. You also saved money to buy a house. Now you have lost money and selling the house is a helpless move. As long as you can cheer up after selling, you should take good care of yourself after paying off the debt. To start over, selling is also a good option.

1. Communicate with family members to avoid conflicts. The only person you need to communicate with when selling a house is definitely your wife, because women believe that they feel safe only if they have a home. They need at least a comfortable home with you. If you sell the house, the wife will definitely feel bad and need to be persuaded.

Only by convincing her to avoid too many conflicts and disputes in the later period of selling the house, telling her the reasons, and then making her believe that you can still make a comeback after selling the house, can you sell the house.

If the wife cannot be persuaded, selling the house will definitely cause a stalemate in the relationship, which will have a great impact on later life. At least there will be various conflicts in the future, so your debt is very important. Why do you owe debt? Let her understand your debt behavior and let her understand that selling your house is your only option at the moment.

2. If the debt can be extended, there is no need to sell it. If the debt you owe is not the kind of situation that will force you to go to jail, there is no need to sell the house. You can pay it back slowly through work, or if there is help from someone noble, you can get up again immediately. After all, it is very easy to sell the house. Buying Again Unless their careers pick up again, it will be difficult for many people to buy another home after selling it.

Deferred debt means that relatives and friends will make you default. Knowing your current situation will not embarrass you, and you are not in a situation where high monthly interest rates and debt disputes will occur, so there is no need to sell the house. , you can make money and pay back slowly after communication. After all, the pressure is greater after selling the house.

In short, it depends on the situation. If you have urgent debts, sell the house, but let your wife feel at ease. After all, if you have a woman with you, you will definitely feel uncomfortable after selling the house. Once there is a conflict with the other half of the family, , there will be more problems in doing things later, try to find a way to deal with it without selling the house, unless there is really no other way.

First of all, if you have a debt of over one million, it is not a small amount for us. There are many types of debt, it depends on which one you belong to. We can choose whether to sell based on your own situation. My own property. The following is my understanding of this issue. I hope it will be helpful to everyone:

First: If your liabilities are within your repayment ability, this kind of debt can encourage you to increase your income. Nowadays, many people are in debt, especially those who are engaged in business and investment. The debt situation is very common. Even if the boss is worth tens of millions, he will go to the bank to borrow money, and the amount borrowed will not be small. They borrow this money. The profits generated are much higher than the interest rates of banks. Using borrowed money to make money can also be said to be a benign debt. It can bring income. As long as the funds are withdrawn in place, you can pay off the loan. In this case, you don't have to sell the property to pay off the debt.

Second: This debt has exceeded your ability to repay. For example, some college students, in order to satisfy their vanity, borrow loans with relatively high interest rates to buy some luxury accessories. The interest rate on the loan is very high, and even the interest rate is compounded. You may have to pay back hundreds of thousands in the end if you borrow a few thousand yuan in the first place. Moreover, now everyone has a credit card. When using the credit card to spend money, you are not restrained and patronizing. In the moment of happiness, without considering one's own financial ability, the credit card debt increased. In the end, I could not afford to pay it off, so I had to use the card to support the card. In this way, the credit card debt became larger and larger.

In this case, even if you don't sell the house yourself to pay off the debt, the court will auction your house off when the time comes, and you can still get a good price if you sell it yourself.

Finally, I would like to remind everyone not to go into debt maliciously. It is natural to pay back debts. Don’t regret that you shouldn’t have done so in the end if you can’t pay back the debt in the end. Then you have to give it a try.