What are the pure online loans? All five of these can be applied directly through Alipay

There are many online loans on the market, and each online loan platform has its own standards for judging borrower qualifications. In Alipay's loan services, the borrower's personal qualifications can basically be reflected through Zhima Credit Score. What are the online loans offered by Pure Sesame? All five of these can be applied directly in Alipay!

What are the pure online loans?

1. Huaya Borrowing Huaya Borrowing is a relatively popular personal small credit loan product. Huaya Borrowing does not have high requirements for users’ personal qualifications. As long as the user’s personal qualifications are If there are no serious credit stains on your credit report, you can try to apply for a loan.

2. China Merchants Union Finance is a small loan product jointly established by China Merchants Bank and China Unicom. The maximum amount that can be provided to users reaches 200,000 yuan. China Merchants Union Financial also has a relatively long-term cooperation with Alipay. Users with a Zhima credit score of 600 or above can search China Merchants Union Financial on Alipay to apply for loans.

3. Anyihua Anyihua can provide users with a credit loan limit of up to 200,000 yuan. Borrowers can search for "Anyihua" in Alipay to withdraw cash, consume and borrow in installments. The borrower's Alipay account only needs to have a Sesame score of 600 points.

4. Portable loan Portable loan is a small loan product specially provided by Alipay for Taobao sellers. If you are not a Taobao seller, it is difficult to obtain a credit line. According to the official description of the portable loan, the maximum amount that can be applied for a portable loan is 100,000 yuan, which supports borrowing and repaying at any time, with a minimum annualized rate of 0.05%.

5. Online Business Loan Online Business Loan was originally called Ant Micro Loan, a small loan platform owned by Alibaba. Users can directly search for "Online Business Loan" in Alipay. Online merchant loans mainly serve small and micro enterprises and individual entrepreneurs. They are mortgage-free and guarantee-free, and are pure credit loans. The above is the sharing of relevant content about "pure sesame online loans", I hope it can help everyone! There are three major channels for how to get a loan with Zhima Fen. There are many platforms where you can place a loan

Now, many people know that Zhima Fen can help you rent a house, rent a car, and stay in a hotel, but they don’t know that Zhima Fen can help you get a loan. . So, how can I get a loan if I have sesame points? Here I will introduce to you how to use Sesame Loans, I hope it will be useful to you. You can use Zhimafen loans through Alipay and mobile APP. I will introduce two loan platforms to you respectively. You can try them out.

Alipay 1. Ant Jiebei is a standard Zhimafen loan platform, which can be found in the Alipay functional area. This platform can provide you with pure credit loans of up to 300,000 yuan, with a term of less than 12 months and a daily interest rate of around 10%. Generally speaking, friends with a sesame score of 650 or above can basically get a loan limit. 2. China Merchants Union Hao Long-term Loan is a platform that can be applied for through Alipay Life Account. The limit is within 200,000 yuan, and the daily interest rate can be as low as supporting borrowing and repaying at any time. The platform requires borrowers to be under 60 years old and have a sesame score of 550 or above.

Mobile loan APP 1. Anyihua is a mobile loan APP. The loan limit is between 1,000 and 50,000. You can withdraw cash, install installments, and consume within the limit. The approval and loan can be completed in three minutes. 2. Xinyidai micro-loan is also one of the mobile loan APPs. You can borrow up to 20,000 yuan, but the initial loan amount is generally relatively low. It uses manual plus system automatic method, and you can usually know the result on the same day. A high Zhima score means your credit is pretty good. You can also try to get a loan through WeChat:

WeChat 1. Xiaomi Loan is Xiaomi's loan platform, and you can also apply for it on WeChat. Xiaomi Loan can provide you with loans of up to 200,000 yuan. The minimum daily interest for a loan of 10,000 yuan is only 2 yuan. You can borrow and repay at any time, and the interest is calculated based on the number of days of use. 2. 360 IOU is a platform that can lend money to everyone through WeChat. It can grant credit up to 200,000 yuan and repay it in up to 12 installments. The daily interest rate is as low as 2020 sesame points. Is there an app that can lend money? Try these!

People who have often borrowed money online in the past few years should be able to feel that the difficulty of taking out online loans has increased. Many online loan platforms are undergoing transformation, and they are clearing out their online loan business and can borrow money. There are fewer and fewer apps.

So what are the apps that can lend money in Zhimafen in 2020? Let’s find out together.

2020 Zhimafen apps that can borrow money 1. Alipay Alipay provides many credit products, among which Huabei and Jiebei are relatively popular. If you want to borrow money directly, you can try to apply for Jiebei. According to user feedback, it is generally easier to open a loan with a Zhima score of 600 or above. However, the system will also look at the borrower's use of Alipay. Use Alipay more often and maintain a good credit score. The higher the Zhima score, the more money you can get. The credit limit may also be higher. 2. Anyihua Anyihua is a credit loan revolving line product under MaMa Consumer Finance. When applying, the loan applicant can authorize Anyihua to check Zhima Credit. The higher the score, the more favorable it is for loan opening. The general score is 620 points. The above is better. However, Anyihua also has other loan requirements, such as good credit, a stable job and source of income, and the debt ratio cannot be too high. 3. China Merchants Union Good-Term Loan If you authorize Zhima Credit to be inquired when applying for China Merchants Union Good-Term Loan, then the Zhima Credit Score will have a certain impact on the application for China Merchants United Futures Loan. Under normal circumstances, if the Zhima score is above 600, it is more beneficial to apply for a long-term loan with Zhima Credit. If your Zhima score is low, you can choose not to authorize it and meet the other loan requirements of China Merchants United Loan, and your application will still be successful. Sesame score is a comprehensive score used to objectively present personal credit, which helps lending institutions predict an individual's default rate in credit behavior. However, this is only a reference score. It does not mean that a high Sesame score will lead to successful borrowing. It still depends on the borrower. comprehensive qualifications. The above is an introduction to the app that can borrow money from Zhima Fen in 2020. If you want to successfully apply for a loan, you need to see whether the individual's comprehensive qualifications meet the requirements. You cannot just look at Zhima Fen. What are the apps that can borrow money from Zhimafen?

First of all, you can borrow money on Jiebei. It requires that the borrower’s Zhima credit score must be above 600 points, and the loan amount is between 500 and 300,000. However, When it was first opened, the borrower's limit was only a few thousand yuan, but when borrowing, users can choose different repayment periods and support repayment at any time.

When opening the China Merchants Union Haofeng Loan, you also need a Zhima credit score of above 600. The applicant’s age is between 23 and 60 years old, and the user is required to have no bad records and a good income. Source; a valid savings card for the applicant to open an account, only in this way can the money be borrowed.

The borrower’s Zhima credit score needs to be above 620 when borrowing through Laifen. To use Laifen’s loan, you can apply directly in Alipay. Generally, you search for installment in Alipay, click Apply and follow, and then you can borrow. When borrowing money, Laifen will obtain the borrower's information from Alipay.

No matter how you borrow money, you must repay it in time after borrowing, and do not be overdue. If overdue, penalty interest will be incurred, and overdue records will be uploaded to the credit center. Have an impact on the user's credit. Especially if you apply for a home loan or a car loan in the future, banks will reject it.