According to the bank's general credit card grading classification, credit cards can be divided into four types: regular card, gold card, platinum card and unlimited card, and the corresponding credit card limits are also different. Normally, the limit of a regular card is between 1,000 and 10,000, which is suitable for ordinary working-class people; the limit of a gold card is between 10,000 and 50,000, which requires the applicant to have a certain financial strength; the platinum card and the unlimited card are symbols of distinguished status. , the general limit is above 50,000, with no upper limit. The specific credit card limit needs to be evaluated and determined by the bank based on your comprehensive qualifications.

1. Credit card application conditions:

1. Be at least 18 years old;

2. Hold a valid ID card;

3 , No bad credit record;

4. Proof of regular employment;

5. Proof of income stamped with the financial seal of the unit;

6. Other proof of financial resources , such as real estate, cars, stocks, bonds, etc.;

7. Social pension insurance certificate.

2. The required materials for applying for a credit card are:

1. Credit card application form (available at the bank window);

2. Original and copy of ID card (You can bring the original to the bank to copy);

3. Proof of employment and income (these must be stamped by the unit where you work);

4. Those with non-local household registration also need to provide Documents proving residence;

5. Individuals must also provide the following materials: a verified business license or tax registration certificate proving that they have been operating for more than two years; a business premises contract or proof of self-ownership (that is, a real estate certificate) .