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The credit card limit of China Construction Bank is 6000. I want to withdraw 4000, but I can't. What is the reason?
First, not all credit cards can be cashed directly.

Card friends who want to withdraw cash by credit card should pay attention. Not all credit cards can be cashed. However, after some banks' credit cards have opened the function of cash advance, they can withdraw cash through ATM machines.

Second, the credit card quota is not equal to the cash withdrawal quota.

Some card friends think that the credit card withdrawal amount is as high as the credit card amount, which is wrong, because the credit card withdrawal amount can only reach 50% of the credit line at most, and even some banks only have 30%.

Third, the credit card withdrawal fee is very high.

There are two kinds of credit cards: one is overdraft cash withdrawal; One is cash withdrawal at the counter. And there are two kinds of cash withdrawal fees: interest fee and handling fee. To put it bluntly, they all borrow money from banks, so the whole handling fee is very high and there is no interest-free period.

So don't eat so much at once.