Bank of Communications: To apply for a card through the official channel of Bank of Communications, it is usually the same day, and the approval result will be available on the same day, and the card will be released within two days. It only takes three days from the application to the card application, and the amount given is also very generous. As long as the card can be approved, it is more than 6.5438+0 million yuan. In the choice of card types, Bank of Communications Y-power Credit Card, Wal-Mart Co-branded Card and some Co-branded Cards are all cards that can be issued quickly.

Product source of credit card:

1, the earliest credit card appeared at the end of 19. From 65438 to 1980s, the so-called credit card was developed in British clothing industry, followed by tourism and business departments. However, at that time, the card could only be used for short-term commercial credit, and the money had to be paid back as needed. There was no long-term default and no credit line.

It is said that one day in 1950s, Frank McNamara, an American businessman, entertained guests in a restaurant in new york. After eating, he found that he forgot his wallet and had to call his wife to bring cash to the restaurant. He was deeply embarrassed, so McNamara came up with the idea of establishing a credit card company. 1 In the spring of 950, McNamara and his friend Schneider jointly invested110,000 US dollars to set up the Diners Club, the predecessor of Diners Credit Card Company, in new york. Diners' Club provides members with a card that can prove their identity and ability to pay. With this card, members can spend money in 27 designated restaurants without paying cash. This is the earliest credit card. This kind of credit card, which does not need to be handled by a bank, belongs to commercial credit card.

3. In 1960s, credit cards sprouted and developed rapidly in America, Canada, Britain and other developed countries in Europe and America. After more than 50 years of development, credit cards have been widely accepted in more than 95% countries around the world. In 1980s, with the development of reform and opening up and market economy, credit cards, as electronic and modern consumer financial payment tools, began to enter China, and have developed by leaps and bounds in the past decade.