If you recharge Alipay with a credit card and want to refund it without any transaction, it is not called applying for a refund, but applying for a refund of the recharged money in the same way. Since it is the "original road", the credit card belongs to the credit card of course.
If you recharge Alipay first, and then pay for the goods, and the seller fails to deliver the goods, and other reasons cause a refund, this situation is to refund Alipay. This part of the money is also the transaction income, and you can apply for cash withdrawal (to a debit card).
If you use a credit card to pay quickly on Taobao, and the transaction is not completed, resulting in a refund, you will directly refund it to the credit card.
On the other hand, it is often misunderstood that prepaid money can be withdrawn: for example, if you have a 100 cashable balance (transaction income) on Alipay, you spend 80 on Taobao shopping, and then the credit card recharges 50, and the balance is 70, while 70 may be withdrawn directly, because Alipay will think that 80 you used for Taobao shopping is 50 plus 30, and the rest can be refunded. These are special circumstances and can be understood when encountered. You can't directly withdraw the prepaid money.