Users can make credit card repayment through various channels such as branch counters, mobile banking and online banking. The specific analysis is as follows:

1. Bank outlets: Users bring their personal ID cards and credit cards to any business outlets of Guangfa Bank, and make repayment through self-service terminals, outlet counters, counters, ATM interbank transfers and other bank counters.

2. Telephone repayment: users dial the credit card customer service hotline of Guangfa Bank, select manual service, and open the credit card telephone repayment function.

3. Repayment by mobile banking: Users can download the mobile banking of Guangfa Bank's credit card, click Home/Credit Card → Credit Card Repayment in turn after registration or login, and select the credit card to repay.

4. Online Banking: Users can register or log in to the online banking of Guangfa Bank, click Credit Card → Repay Now, and choose Guangfa Debit Card to repay according to the prompts.

5. Third-party platform repayment: Users can choose Alipay, WeChat, WeChat official account, China UnionPay Express and other third-party payment platforms in WeChat for repayment. After logging in to these platforms, users can choose a credit card for repayment, and then follow the prompts for repayment.