What is the standard for charging annual credit card fees for Minsheng car owners?

Generally speaking, in order to attract new customers and retain old customers, major banks have corresponding annual credit card fee exemptions. fee policy. However, car owners’ credit cards enjoy special preferential rights, and some banks do not have annual fee exemption policies. Do you know how to charge the annual fee for Minsheng car owners’ credit cards? Is there any annual fee exemption policy?

1. Minsheng Car Owners Credit Card Annual Fee Collection Standard

Minsheng Car Owners Credit Card is a credit card tailor-made for car owners. It is divided into gold card and standard platinum card. and luxury platinum card, which are suitable for private car owners with different needs. The annual fee charging standards are as follows:

Gold Card: The annual fee for the main card is 300 yuan per year, and the annual fee for the supplementary card is 150 yuan per year;

Standard Platinum Card: The annual fee for the main card is 600 yuan per year. , the annual fee for the supplementary card is 300 yuan per year;

Luxury Platinum Card: the annual fee for the main card is 3,600 yuan per year, and the annual fee for the supplementary card is 1,800 yuan per year.

2. Minsheng Car Owner Credit Card Annual Fee Waiver Policy

The annual fee is waived for the first year, and the annual fee is waived for the following year by swiping the card 8 times a year. However, the annual fee is not waived for swiping the luxury platinum card.

3. The annual fee deduction time for Minsheng car owners’ credit cards

Twelve months from the month of activation is one year. That is to say, if you apply for a card in July, it will be deducted by the end of June next year. If you use it eight times a year during this period, the annual fee will be waived.

To sum up, this is the introduction about the annual fee of Minsheng car owners’ credit card. I hope it will be useful to you.

How much is the annual fee for the Minsheng Bank Cheche Credit Card Gold Card? How many times do you swipe it to get the annual fee free?

1. Gold Card: The annual fee for the main card is 300 yuan/year, and the annual fee for the supplementary card is 150 yuan. Yuan/year; the first-year annual fee will be waived if the card is used within 2 months of approval. If the card is used for 5 RMB transactions or 1 foreign currency transaction (no limit on amount) in the current year, the annual fee for the next year will be waived, and so on. .

2. Standard Platinum Card: The annual fee for the main card is 600 yuan/year, and the annual fee for the supplementary card is 300 yuan/year; the first-year annual fee will be charged after the new card is activated, and there are 18 or more points-based transactions in the year. If the points-accrued transaction reaches RMB 50,000 or its equivalent in foreign currency, the annual fee for the next year will be waived, and so on.

3. The annual fee for the main card of the Deluxe Platinum Card is 3,600 yuan/year, and the annual fee for the supplementary card is 1,800 yuan/year;

4. The annual fee for the main card of the Diamond Card is 10,000 yuan/year. The annual fee for supplementary cards is RMB 5,000 per year.

Extended information

Additional card annual fee: Gold card annual fee is 150 yuan, Platinum card deluxe version annual fee is 1,800 yuan, Platinum card standard version annual fee is 300 yuan, regular card annual fee is 50 yuan< /p>

Over-limit fee:

Local inter-bank cash withdrawal: 1% of the transaction amount is charged 1 yuan

Local inter-bank cash withdrawal: 1% of the transaction amount is charged 1 yuan

Cash withdrawals from other banks in other places: 0.5% of the transaction amount is charged at 1 yuan

Cash withdrawals from banks in other places: 1% of the transaction amount is charged at 1 yuan

Overseas UnionPay cash withdrawals : 1% of the transaction amount is charged 1 yuan

Overseas non-UnionPay cash withdrawal: 3% of the transaction amount is charged 3 USD

Minsheng Bank does not charge an annual fee for newly issued cards that are not activated. Yes, it can be seen from the above that the annual fees for Minsheng Cheche Credit Card Gold Card and Standard Platinum Card are relatively low, and you can save money by swiping the card. However, the luxury Platinum Card and Diamond Card require cardholders to Bear a rigid annual fee of several thousand or tens of thousands of yuan, and choose a credit card level that suits you based on your consumption needs and repayment ability, otherwise you will not be able to afford the annual fee.

Minsheng Bank Official Website - Credit Card Business

Is there an annual fee for Minsheng Bank Credit Card?

Minsheng Bank credit card charges an annual fee. The annual fee is divided according to the card level. The regular card has the lowest annual fee, which is 100 yuan for the main card/50 yuan for the supplementary card. The unlimited card has the highest annual fee, which is 30,000 yuan for the main card/15,000 yuan for the supplementary card.

The specific annual fee standards are as follows:

1. The annual fee for the main card is 100 yuan, and the annual fee for the supplementary card is 50 yuan; (such as Minsheng ID credit card).

2. The annual fee for the main gold card is 300 yuan, and the annual fee for the supplementary card is 150 yuan; (such as Minsheng mobile credit card, Tongbao installment gold card).

3. The annual fee for the standard platinum card is 600 yuan for the main card and 300 yuan for the supplementary card.

4. The annual fee for the main card of the Platinum Financial Card is 1,500 yuan, and the annual fee for the supplementary card is 750 yuan.

Minsheng Credit Card Annual Fee Waiver Policy:

1. For Jinpu Card, the first-year annual fee will be waived if you make 1 payment within 2 months of being approved for the card. If you make 5 or more purchases in the same year, For one foreign currency transaction, the annual fee for the following year will be waived.

2. The Standard Platinum Card will be charged a first-year annual fee of RMB 600 after activation. If there are 18 valid transactions or valid consumption of RMB 50,000 or the equivalent in foreign currency in the current year, the annual fee for the next year will be waived.

3. For platinum financial card holders (including principal card and supplementary card), the first-year annual fee cannot be reduced, and the repayment amount for the current year’s bill is accumulated (i.e., the bill for the twelve months before the next year’s annual fee is incurred) If the cumulative amount reaches RMB 1 million, you can enjoy the annual fee exemption for the next year.

The waiting time for Minsheng Credit Card application

The bank will notify you via text message (including approval and bank issuance of the card) within 15 days after the approval is in compliance with the regulations; you can call the bank customer service at any time for consultation Check the progress of the process or log in to the bank's official website;

Minsheng Bank's long-distance transfer fee

1. If the inter-provincial transfer is handled at the counter, the fee standard is as follows: 5.5 yuan for less than 10,000 yuan , 10,000 to 100,000 is 10.5 yuan, 100,000 to 500,000 is 15.5 yuan, 500,000 to 1 million is 20.5 yuan, and more than 1 million is charged at 0.002% of the remittance amount, with a maximum of 200.5 yuan (0.5 yuan is a handling fee , the rest is postage and telecommunications charges). Minsheng Silver Card and Gold Card customers are free of charge, and postage and telecommunications charges are half that of ordinary cards. There are no fees for Diamond card customers.

2. If you want to transfer money through online banking, you only need to open the online banking of Minsheng Bank Card. Ordinary cards are charged according to the electronic transfer standards of the People's Bank of China. For silver card customers, the daily cumulative remittance amount is free of charge if it is less than RMB 500,000, and any excess amount will be subject to ordinary card standards. For gold card customers, the daily accumulated amount is free within 1 million, and the excess amount will be charged as a regular card. Diamond card is free and there is no limit on the amount.

The following are the credit card channels for Ping An Bank, China Merchants Bank, Industrial and Commercial Bank of China, Agricultural Bank of China, China Construction Bank, China Minsheng Bank, China Everbright Bank, and China CITIC Bank. If you need it, you can apply by yourself!

Credit card application for China Merchants Bank and Ping An Bank

Credit card application for China Everbright Bank and China CITIC Bank

Credit card application for Agricultural Bank of China and Minsheng Bank

Minsheng Bank How much is the annual fee for a bank credit card?

This depends on the situation:

The main card: the annual fee is 100 yuan; the regular supplementary card: the annual fee is 50 yuan;< /p>

Gold card main card: the annual fee is 300 yuan; gold supplementary card: the annual fee is 150 yuan;

Platinum card: the annual fee is 600 yuan.

The annual fee for Minsheng Bank's credit card is charged annually. If you swipe the card once within 2 months after the card is approved, the annual fee in the first year will be waived. If you swipe the card 8 times in the same year, the annual fee for the next year will be free. .

Actually

Minsheng Bank Credit Card is still very good. Currently, there are many types of Minsheng Bank credit cards to choose from, such as:

1. Cards that you can choose when traveling frequently include: Minsheng Air China Zhiyin co-branded credit card, Minsheng China Southern Airlines Sky Pearl co-branded credit card, Minsheng HNA co-branded credit card, etc.

2. The cards you can often choose abroad include: Minsheng VISA full-currency credit card, Minsheng standard dual-currency credit card, etc.

3. Cards you can choose if you like shopping include: Minsheng Hanshen Department Store co-branded credit card, Minsheng.com Tesco installment credit card, etc.

Supplement: The value of points of China Minsheng Bank credit card depends on the bank credit card used. The points are relatively high. In addition, China Minsheng Bank also has several advantages. The first is that the installment payment service of Minsheng Credit Card will not occupy the credit card usage limit. And there are no handling fees for credit card withdrawals. What’s more worth mentioning is that if you are a gold card user of China Minsheng Bank’s credit card, you can also enjoy discounts on lawyer services and business travel bookings. The last point is that the ID cards he provides are very personalized and can be customized by users, but this requires users to pay a certain card production fee.

The shortcomings or deficiencies of China Minsheng Bank’s credit cards are mainly reflected in the fact that there are relatively few business outlets. Users may feel a little inconvenient when they need to handle related business at the business outlets. Another thing is that it supports Alipay consumption. But there are consumption limits set for this consumption.

A single purchase must not exceed RMB 1,000, and the maximum daily cumulative consumption is limited to RMB 5,000. But this restriction should be enough for us ordinary users

What are the annual fee charging standards for Minsheng dual-currency credit cards

Many credit cards now charge annual fees. In order to attract customers and also for customer consumption, many banks have annual fee-free policies. Today, I would like to introduce to you the annual fee charging standards for Minsheng dual-currency credit cards for your reference.

What is the annual fee charging standard for Minsheng Dual Currency Credit Card?

1. Regular card: The annual fee for the main card is 100 yuan/year, and the annual fee for the supplementary card is 50 yuan/year;

2. Gold card: The annual fee for the main card is 300 yuan/year. , the annual fee for the supplementary card is 150 yuan/year;

3. Standard Platinum Card: the annual fee for the main card is 600 yuan/year, and the annual fee for the supplementary card is 300 yuan/year;

4. Luxury Platinum Card: The annual fee for the main card is 3,600 yuan/year, and the annual fee for the supplementary card is 1,800 yuan/year;

5. Diamond Card: The annual fee for the main card is 10,000 yuan/year, and the annual fee for the supplementary card is 5,000 yuan/year. year;

6. Unlimited card: The annual fee for the main card is 30,000 yuan/year, and the annual fee for the supplementary card is 15,000 yuan/year.

What is the annual fee exemption policy for Minsheng Dual Currency Credit Card?

1. For regular and gold cards, the annual fee for the first year will be waived if you make one transaction within 2 months of being approved. If you make 5 purchases or 1 foreign currency transaction with the card in the same year, the annual fee for the next year will be waived; < /p>

This is the introduction to the annual fee collection of Minsheng Dual Currency Credit Card. Quickly see if you have met the annual fee exemption standard.

That’s it for the introduction of how much the annual fee of Minsheng Credit Card is.