Jinsui Ctrip Travel Credit Card charges an annual fee, with the main card 160 yuan and the auxiliary card 80 yuan. Personal gold card/ordinary card is exempt from the annual fee for the first year, and the annual fee for the next year is exempted after swiping the card five times (the main card and the supplementary card are accumulated separately). Gold card and ordinary card customers who do not meet the number of swipes can exchange 5000 points and 3000 points in their accounts for the annual fees of the main card and the auxiliary card respectively. Refer to Jinsui Ctrip Travel Credit Card.

The annual credit card fee refers to the annual credit card fee. Each credit card has a corresponding annual fee, and the annual fee of each card in each bank is different. Generally speaking, the annual fee will not be charged until the credit card is activated, which means that you will start to use the card and then charge a usage fee. In order to encourage consumption, banks will give different annual fee reduction policies.

Generally speaking, credit cards and gold cards are exempt from the annual fee in the first year, and the annual fee in the following year can be exempted if the card is swiped for a certain number of times in that year. The number of times each bank needs to swipe its card free of annual fee is different, which is subject to the standards published by the credit card issuing bank.

There are also some high-end platinum cards and unlimited cards that do not have an annual fee-free policy for the first year. Even if it is not activated, there is an annual fee. As long as it is approved, the annual fee will be recorded immediately and needs to be repaid in time.

The traditional credit card processing method can be handled at the bank counter.

The process is: 1. Preparation materials -> 2. Do card -> 3. Audit qualification -> 4. Distribute cards.

Prepare information. First find the service outlets of the card bank in the map, and then bring your ID card and other documents. Go to the bank's business outlets.

The application materials to be prepared are:

1. Applicant's valid identity documents (ID card, passport, etc.). );

2. A bank card (or a credit card with a lower application level) opened by the applicant in the bank;

3. The applicant's work certification materials (including five insurance and one gold receipt, work permit, etc.). );

4. The applicant's income proof materials (including the income proof of the payroll, funds purchased in the bank and other wealth management products, etc.). );

5. Description of credit status (the application materials are recommended to be ready, and usually the bank will focus on the application materials when reviewing the applicant's card application).