Generally speaking, as long as the application for a credit card is rejected, it is recommended to try again after 3-6 months, but sometimes the credit card application may not have to wait that long. The first application for China Merchants Bank credit card was rejected for the first time and the second time, and the third application was approved. Moreover, after I am rejected every time, it takes no more than three months to reapply, but if I am rejected continuously within one month, the result of continuous application will be the same.

Under normal circumstances, citizens with full capacity for civil conduct (Chinese mainland 18-year-old citizens) who have a certain direct source of income can apply for a credit card from the issuing bank. After receiving the application form and related materials submitted by the applicant, the issuing bank shall review the applicant's credit standing. The contents of the audit mainly include whether the contents of the application form are true, evaluating the credit degree of the applicant, and auditing the relevant information of the personal guarantor.