Credit cards do not distinguish between local and remote locations, so the fees are the same when using a credit card in a remote location as when using it locally.

Domestic (excluding Hong Kong, Macao and Taiwan):

For all domestic credit cards, cash withdrawals using credit cards within the country generally do not matter where you are. As long as it is an ATM machine in the mainland, you can use credit cards in other places. The charging standards for cash withdrawals are exactly the same as those for local cash withdrawals. In other words, if you apply for a credit card in Shanghai, the fee will be the same if you use it in Beijing. Credit cards are different from debit cards in this respect. Debit cards usually need to be replaced with new ones if we no longer work or go to school in the same place. It's local, but no credit card is required. It's the same as cash withdrawal for local and other places.

Overseas (including Hong Kong, Macao and Taiwan):

The charges for using a credit card to withdraw cash overseas are very different from using a credit card to withdraw cash at home. Generally, the fee is more than ten yuan on the original basis. TOLL. Because each bank charges different fees for using credit cards to withdraw cash overseas, there is no unified information yet.

Although the fees for credit card cash withdrawals in other places are the same, there are fees for credit card cash withdrawals. Please note that the fees for credit card cash withdrawals of various banks are attached below:

Industrial and Commercial Bank of China Credit card cash withdrawal handling fee

Local bank: free

Local inter-bank: 2 yuan/transaction

Off-local bank: 1% of the cash withdrawal amount, minimum RMB 1 RMB/transaction, up to RMB 50/transaction

Inter-bank handling fee in different places: 1% of the amount of cash withdrawal, minimum RMB 1 yuan/transaction, maximum RMB 50/transaction, plus an inter-bank handling fee of RMB 2 per transaction< /p>

Agricultural Bank of China credit card cash withdrawal handling fee

Domestic bank: 1% of the cash withdrawal amount, minimum RMB 1 yuan/transaction

Domestic other banks: 1% of the cash withdrawal amount % + 2 yuan, minimum RMB 3 per transaction

Overseas (UnionPay network): 1% of the cash withdrawal amount + 12 yuan

Overseas (non-bank network): 3% of the cash withdrawal amount %, minimum USD 3/transaction (or equivalent in other foreign currencies)

Construction Bank credit card cash withdrawal handling fee

Domestic: 1% of the cash withdrawal amount, minimum RMB 2/transaction, maximum 100 yuan/transaction

Overseas (UnionPay network): 1% of the cash withdrawal amount + 12 yuan, minimum RMB 14/transaction

Overseas (non-bank network): 3% of the cash withdrawal amount %, minimum 3 US dollars/transaction (European travel card: 3 euros/transaction)

Bank of China credit card cash withdrawal handling fee

1. Great Wall Global Pass series products (cash withdrawal over the counter)

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Local bank: Free

Off-region bank: 1% of the cash withdrawal amount, minimum RMB 10 per transaction, maximum RMB 50 per transaction

Overseas (our bank or non-UnionPay institutions): 3% of the cash withdrawal amount, minimum USD 3.5/transaction or 500 yen/transaction

2. Great Wall Global Pass series products (self-service terminal cash withdrawal)

Local Our bank: Free

Off-region inter-bank: RMB 10/transaction

Local inter-bank: RMB 4/transaction

Other-regional inter-bank: RMB 12/transaction

Overseas (our bank or non-UnionPay institutions): 3% of the cash withdrawal amount, minimum USD 3.5/transaction or 500 yen/transaction

Overseas (UnionPay): RMB 15/transaction Pen

3. Bank of China series products (cash withdrawal over the counter)

Domestic Bank: 1% of the cash withdrawal amount, minimum RMB 10 per transaction

Overseas (domestic bank) Bank or non-UnionPay institution): 3% of the cash withdrawal amount, minimum USD 3.5/transaction or 500 yen/transaction

4. Bank of China series products (cash withdrawal at self-service terminals)

Domestic Bank: 1% of the cash withdrawal amount, minimum RMB 8/transaction

Domestic inter-bank: 1% of the cash withdrawal amount, minimum RMB 12/transaction

Overseas (our bank or non-UnionPay Institution): 3% of the cash withdrawal amount, minimum USD 3.5/transaction or 500 yen/transaction

Overseas (UnionPay): 1% of the cash withdrawal amount, minimum RMB 15/transaction

Bank of Communications credit card cash withdrawal handling fee

Domestic bank: 1% of the cash withdrawal amount, minimum RMB 10 per transaction

Domestic other banks: 1% of the cash withdrawal amount, minimum RMB 10 RMB/transaction; an additional inter-bank handling fee of RMB 2 per transaction

Overseas (UnionPay network): 1% of the cash withdrawal amount + RMB 12, minimum RMB 15/transaction

Overseas (non-bank network): 1% of the cash withdrawal amount, minimum USD 5 per transaction

CITIC Bank credit card cash withdrawal handling fee

Domestic: 2% of the cash withdrawal amount, minimum RMB 20 yuan/per transaction

Overseas: 3% of the cash withdrawal amount, minimum USD 3 yuan or HKD 30 or Euro 3 yuan/per transaction

Note: Special cash withdrawal procedures are implemented Except for products with fees, such as Southern Fund Card, Tuzki Card and Blue Card.

Ebright Bank credit card cash withdrawal handling fee

Domestic (RMB): 1% of the cash withdrawal amount, minimum RMB 3 per transaction, maximum RMB 200 per transaction

Domestic (USD): 1% of the cash withdrawal amount, minimum USD 3/transaction, maximum USD 30/transaction

Overseas (UnionPay network): 1% of the cash withdrawal amount, minimum RMB 15/transaction

Overseas (JCB network): 1.5% of the cash withdrawal amount, minimum USD 3/transaction, maximum USD 30/transaction

Overseas (MasterCard, Visa): 1% of the cash withdrawal amount, minimum USD 3 US dollars/transaction, up to US$30/transaction

Minsheng Bank credit card cash withdrawal handling fee

Domestic banks: 0.5% of the cash withdrawal amount, minimum RMB 1 yuan/transaction

< p>Domestic other banks: 1% of the cash withdrawal amount, with a minimum of RMB 1 per transaction

Overseas cash advance: 3% of the cash withdrawal amount, with a minimum of 3 US dollars or 2 euros or 2 pounds or 4 Australian dollars per transaction Or 4 Canadian dollars or 300 yen

China Merchants Bank credit card cash withdrawal handling fee

Domestic: 1% of the cash withdrawal amount, minimum RMB 10 per transaction

Overseas : 3% of the cash withdrawal amount, minimum RMB 30/transaction or USD 3/transaction (American Express card: USD 5/transaction)

Guangfa Bank credit card cash withdrawal handling fee

Domestic ( RMB card, dual currency card): 2.5% of the cash withdrawal amount; minimum RMB 10 per transaction

Domestic (US dollar card, Hong Kong dollar card): 2.5% of the cash withdrawal amount

Overseas ( RMB card): 3% of the cash withdrawal amount, minimum RMB 15/transaction

Overseas (USD card): 3% of the cash withdrawal amount, minimum US$5/transaction

Overseas (Hong Kong dollars) Card): 3% of the cash withdrawal amount, minimum HKD 40/transaction

Overseas (dual currency card): 3% of the cash withdrawal amount, minimum RMB 15/transaction or US$3/transaction

< p>Shenzhen Fa Bank credit card cash withdrawal fee

1. Development credit card cash withdrawal fee

Domestic: 2.5% of the cash withdrawal amount, minimum RMB 25 per transaction

< p>Overseas: RMB 40 per transaction

2. Cash withdrawal fee for Development International Card

Domestic and overseas: 3% of the cash withdrawal amount, minimum USD 3/

3. Cash withdrawal fees for platinum cards and retail cards

Domestic: 2.5% of the cash withdrawal amount, minimum RMB 25/transaction

Overseas (UnionPay network): RMB 40/transaction

Overseas (VISA network): 3% of the cash withdrawal amount, minimum USD 5/transaction

SPD Bank credit card cash withdrawal handling fee

Domestic: 3% of the cash withdrawal amount %, minimum RMB 30/transaction

Overseas: 3% of the cash withdrawal amount, minimum USD 3/transaction

Industrial Bank credit card cash withdrawal handling fee

Cash withdrawal amount 2%, minimum RMB 20/transaction or US$2/transaction (regardless of the same city or different place)

Shanghai Bank credit card cash withdrawal handling fee

Domestic Bank: 2% of the cash withdrawal amount , minimum RMB 30/transaction or USD 4/transaction

Domestic TaBank ATM machine (in the same city): RMB 2/transaction

Domestic TaBank ATM machine (outside the city): cash withdrawal 1% of the amount + 2 yuan; minimum RMB 3/transaction, maximum 52 yuan/transaction

Overseas: 1% of the cash withdrawal amount, minimum 2 USD/transaction

Bank of Beijing Credit Card Cash withdrawal handling fee

Domestic: 1% of the cash withdrawal amount, minimum RMB 10/transaction

Overseas: 1% of the cash withdrawal amount, minimum RMB 10/transaction or USD 2/transaction

Ningbo Bank credit card cash withdrawal handling fee

Domestic: 2% of the cash withdrawal amount (commercial card: 0.5%), minimum RMB 20 per transaction

Overseas ( MasterCard counter): 3% of the cash withdrawal amount, minimum USD 10/transaction

Overseas (MasterCard ATM machine): 2% of the cash withdrawal amount, minimum USD 3/transaction

Hong Kong, Macao and Overseas (UnionPay ATM machine): RMB 15/transaction