When you apply for a China Merchants Bank credit card online and receive a text message indicating that you have passed the preliminary review, it means that your application has entered the next step. The next step is to go to a bank branch for an interview. The interview is a process of verifying personal information and confirming the application intention, but it does not directly determine whether the card can be issued, but provides support for the final approval of the head office.
Usually, the credit card center will have a review time of about 10 working days after receiving your application information. During this time, they will assess your eligibility. After approval, the bank will send the credit card and will notify you via text message again. You will usually receive the card within 15 days from the time you receive the card notification text message.
To understand the progress of your application, there are several methods you can take. First, log in to the official website of China Merchants Bank Credit Card, find the "Card Application Progress/Sending Progress" option, and enter your ID number to check. Secondly, call the customer service hotline and select 3#-2 for consultation. Finally, if you are a WeChat user, add the official WeChat public account of China Merchants Bank Credit Card Center and check your application status through the WeChat client.
In short, the interview is only part of the process. Whether you can finally apply for the card still needs to wait for the decision of the head office. At the same time, you can track the progress of your application at any time through the above channels.