From the perspective of customer satisfaction, we provide a credit card password function, which you can choose according to your consumption habits. Whether the password is set or not, once suspicious transactions occur, the bank will actively investigate to ensure the safety of customers' funds and accounts.

As a part of our five-fold security, password setting can guarantee the security of your account at the first time in case of card loss. Lost card protection service refers to fraudulent losses (excluding transactions with passwords) occurring within 48 hours before loss reporting. However, different types of credit cards will apply for different compensation amounts, and customers still have to bear the losses that exceed the compensation amount and exceed the 48-hour loss reporting limit. Moreover, the card loss guarantee is an ex post compensation mechanism. As long as you can keep the password properly and choose to spend with it, you can effectively reduce the risk of losing your card. Password is a more effective protection layer for credit card security and customers themselves. At the same time, we recommend that you:

(1) Please do not set "birthday, ID card, phone number" and other related passwords;

(2) Please keep your identity information, card information, password information, etc. And don't disclose it to others at will;

(3) Keep the password information separately from the credit card to prevent the risk of losing it at the same time.