If you have an overdue credit card of 5,000 yuan, you will be prosecuted.

Details:

1. Overdue credit card repayment refers to the situation where the repayment amount is not paid off beyond the repayment date. When the overdue amount reaches a certain level, the bank has the right to take legal measures to recover the debt.

2. Banks usually adopt various methods of collection before filing a lawsuit, such as phone notifications, text message reminders, written collections, etc. If collection fails, the bank may hand over the overdue account to a third-party agency for processing.

3. Third-party collection agencies can recover arrears from debtors through legal channels. They may file a lawsuit through the courts to require the debtor to repay the overdue credit card amount.

4. The court will judge whether to support the prosecution based on the specific circumstances and hear the case in accordance with the law. The final judgment may require the debtor to repay the debt, pay liquidated damages and bear related expenses.

5. Summary: An overdue credit card of 5,000 yuan will trigger the bank to take legal measures to recover the debt, including suing the debtor. The specific situation depends on bank policies, the debtor's willingness to repay, court judgments and other factors.

Extended information: Overdue credit cards will have a negative impact on an individual's credit record. Overdue records may be reported to credit bureaus, which will affect an individual's future credit behaviors such as borrowing, loans, and renting. Therefore, paying off credit card debt on time is one of the important measures to maintain a good credit record.