Icbc gold cards are divided into financial gold cards and credit card gold cards. If the balance of deposit in ICBC exceeds RMB 200,000, you can apply for a wealth management gold card at ICBC business outlets with your valid identity documents.

To apply for ICBC credit card gold card, you need to meet one of the following two conditions:

1, the applicant's personal credit is good, there is no bad record in the credit report, and the average monthly income is more than 4,000 yuan;

2. The accumulated consumption amount of the applicant's credit card in recent 1 year exceeds 1 ten thousand, and the consumption times of 1 year exceed 6 times.