Compared with the traditional charging method, ETC electronic charging system has obvious advantages. Now many car owners want to apply for bank ETC credit card, so which bank is better to apply for ETC credit card? I'll introduce you to several banks with good credit, such as credit cards.

I. Industrial and Commercial Bank of China

1, advantages:

(1) The overpaid part is recovered free of charge;

(2) Only 20 yuan is needed to report the loss;

(3) The American Express card is swiped 5 times a year, or the annual fee of the current year is exempted when the consumption reaches 5,000 yuan, or the annual fee of RMB ordinary card is exchanged for 2,000 points;

2. Disadvantages:

(1) 2 yuan needs SMS service fee every month;

(2) The points needed to redeem gifts are very high, and there are fewer kinds of gifts.

Second, the Agricultural Bank.

1, advantages:

(1) SMS service is free;

(2) The cash withdrawal procedure fee is only1%;

(3) The loss reporting fee requires 50 yuan;

(4) Free of annual fee in the first year, and free of annual fee in the following year after brushing for five times;

2. Disadvantages:

(1) There are few types of convertible gifts;

(2) There are few types of credit cards;

(3) The card handling procedures are relatively complicated;

3. Bank of China

1, advantages:

(1) SMS service is free;

(2) The withdrawal fee is only1%;

(3) The loss reporting fee is only within 40 yuan;

(4) Free of annual fee in the first year, and free of annual fee in the following year after brushing for five times;

2. Disadvantages:

Redemption of gifts requires high points and few kinds of gifts.

Four. China construction bank

1, advantages:

(1) SMS service is free;

(2) The withdrawal fee is only 0.5%;

(3) 50 yuan for loss reporting;

(4) Free of annual fee in the first year, and free of annual fee in the following year after brushing for three times;

(5) There is a direct credit card for the owner. As long as there is a car with a displacement of more than 1.4, it can be easily handled.

2. Disadvantages: There are few and poor gifts that can be redeemed for points.

To sum up, compared with other banks, ICBC needs a monthly SMS service fee from 2 yuan, and others are free; The lowest loss reporting fee for bank cards is ICBC, and the highest is CCB. Except for ICBC, the other three companies are exempt from the annual fee for the first year.