The method of charging the annual fee of Ping An Credit Card varies according to the type of credit card. For example, Ping An Bank's credit cards are divided into four types: regular card, gold card, platinum card and diamond card. Each card has different annual fees. The specific charging method is as follows:

1. Regular card: Regular card is not There is an annual fee.

2. Gold Card: The annual fee for the Gold Card is 120 yuan per year, and the payment method is usually automatically deducted from the card bill. But there are also some special circumstances. For example, new cardholders can enjoy the annual fee exemption after applying for a gold card for the first time and completing a certain transaction amount.

3. Platinum Card: The annual fee of the Platinum Card is relatively high, usually 1,200 yuan per year. The charging method is similar to that of the Gold Card, and it is automatically deducted from the consumption bill.

4. Diamond Card: The annual fee for the Diamond Card is higher, 3,000 yuan per year, and the fee is automatically deducted from the bill. However, some high-end users can enjoy the privilege of no annual fee.

In addition, repayment on time is one of the important ways to maintain personal credit. Online loan big data can clearly reflect users' recent online loan applications, whether online loans are repaid on time, whether there is any suspicion of identity information, etc. You can check with credit query tools such as "Balloon Check" to get a A detailed risk report.