Thank you for using Ping An Credit Card. Ping An Auchan Cardinal Card is exempt from the annual fee in the first year, and the annual fee for the next year can be reduced if you spend six items in that year, with no limit on each item. This offer will be valid for a long time until the new annual fee preferential policy changes.

Credit card consumption SMS notification is sent by real-time SMS, which is currently in the preferential period, and consumption SMS is sent free of charge during the preferential period. Before the introduction of the new policy, SMS offers will be valid for a long time.

Generally speaking, if you repay on time, there will be no related expenses. If you don't want to use your card during the process, you can call the credit card service hotline 955 1 1-2, enter your personal information according to the voice prompt, and then manually assist in cancellation. It is understood that the Auchan Cardinal Card is used in Auchan supermarket stores nationwide or POS machines with UnionPay logo (the specific points depend on the POS type), which can generally accumulate dividends and then be returned. I suggest you keep it.

I hope you are satisfied with the above answer. If you have any questions in the future, you can ask them through the official WeChat of Ping An Credit Card.