The repayment methods are different depending on the nature of the product.

1. The nature of the products is different. Yinongbao Credit Card is an easy series of card products issued to agricultural product production and operation households. Credit cards are products that can be launched by many banks for short-term borrowing.

2. The repayment methods are different. Ordinary credit cards require full repayment upon maturity, but Yinongbao can repay in installments.