Does the questioner want to ask "Can industrial and commercial car loan credit cards be repaid in advance and get money back?" Can. The ICBC car loan credit card can be repaid in advance, but relevant users need to apply to ICBC in advance, and they can only repay in advance after the bank's approval. If the ICBC loan is repaid in advance for less than one year, 5% of the repayment amount will be charged as liquidated damages. If the loan is full one year and then repaid in advance, no liquidated damages will be charged; common car Loan early repayment methods include mobile banking early repayment and business outlet counter early repayment. Users can choose the appropriate repayment method according to their actual situation.