Basic conditions for applying for the Platinum Card of China Everbright Bank's integrated deposit and loan card:

1. The main card applicant must be 18-60 years old if he is a local resident, and 25-60 years old if he is an overseas person;

2. The supplementary card applicant must be the parent, spouse or child of the main card holder (18 years old or older).

Extended data 1, three basic functions of China Everbright Bank Platinum Card: credit consumption, cash advance and transfer settlement; Consumption first, then repayment.

2. The credit card held by the cardholder has the function of electronic payment. Electronic payment includes online banking payment, agreement payment, mobile phone payment, express payment, UnionPay online payment and other payment types.

3. If the cardholder opens the electronic payment function through physical outlets, electronic channels or before the first transaction, the bank will verify the cardholder's identity and card information according to the regulatory requirements, and the cardholder agrees and authorizes the bank to take the above actions for the transaction security.

4. Credit card overdrafts are compounded monthly. The overdraft interest rate is approved or adjusted by the card issuer according to the cardholder's qualification, card usage and transaction type. The daily interest rate ranges from 3.5% to 5%, and is adjusted according to the current interest rate change of the People's Bank of China.

Baidu Encyclopedia-Everbright Integrated Deposit and Loan Card Platinum Card