Yes, China Merchants Bank’s credit card loans include:

1. e-loans. eZhaodai is a cash credit business provided by China Merchants Bank Credit Card Center to qualified cardholders, and does not require mortgage or guarantee.

2. Installment shopping. When purchasing large purchases such as home appliances, digital products, department stores, fitness, wedding dresses, education, etc., you can use the China Merchants Credit Card to pay in installments.

3. Platinum installment card. When the total consumption amount exceeds RMB 300 or RMB 2,000, installments will be automatically made.

4. Cash advance. With China Merchants Credit Card, cash can be withdrawn through cash withdrawal or overdraft transfer.

5. Bill installment. Installments can be made for transactions that have not been issued or bills have been issued, and the amount applied for installment must be greater than 300 yuan.

6. Car installment. Users with China Merchants Credit Card can apply for car installment business, but they need to pay 30% of the net car price first.

Extended information:

Application information

1. Proof of identity: usually an ID card (if you are using a new version of the ID card, a copy of the front and back sides is required ), military personnel need to provide a copy of their military ID.

2. Work certificate: It can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and stamp the company seal or personnel seal), or it can be promoted A copy of the work permit/plate that has been verified by the original and marked by the employee.

3. Proof of financial resources: It can be salary records issued by banks, or income tax withholding certificates, or documents proving the market value of houses, cars, deposits and investments (such as real estate certificates/car driving licenses/bank time deposit certificates) Photocopy) and other documents that can prove your financial level.

4. Other documents available for reference include: social insurance personal account list for the past 6 months, water and gas bills, credit card bills from other banks, etc.

China Merchants Bank-Loan Installment