1. settlement cycle: ICBC generally divides a month into several settlement cycles, each of which is generally 28 days or 3 1 day.
2. Billing date: Billing date refers to the date when the credit card bill is generated at the end of each settlement period. Usually, the billing date corresponds to the date of the month in which the account is opened. For example, if the account opening date is 6th, the billing date may be 6th of each month.
3. Repayment date: Repayment date refers to the deadline for customers to pay off their credit card debts before. The specific repayment date can be within a certain number of days after the bill date, such as 20 days after the bill date.
To sum up, the repayment date of ICBC's credit card can be calculated by the following steps:
1. Determine the bookkeeping date: determine the bookkeeping date according to the account opening date, such as 6th of each month.
2. Determine the repayment date: determine the repayment date according to the billing date, such as 20 days after the billing date.
3. Pay off the credit card debt before the set repayment date.
Extended data:
The repayment rules of different banks may be slightly different. It is recommended to consult ICBC or relevant documents to obtain accurate repayment date information. Timely repayment to avoid overdue is helpful to maintain a good credit record and avoid additional penalty interest and expenses.