According to Chinese laws, credit card fraud cannot be revoked after it is filed. Credit card fraud is a public prosecution case and cannot be settled privately. The bank is the victim of the case, not the plaintiff, and has no right to withdraw the lawsuit. However, if the victim understands, he may be given a lighter punishment as appropriate.

legal ground

Article 196 of the criminal law

Whoever commits credit card fraud in a relatively large amount shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan or confiscated property.