Wuhan credit inquiry points have been expanded to the following 13:

1. Wuhan Citizen’s Home

2. Wuhan Financial Supermarket Workstation (Wuhan East Lake Development Zone Guang 6th Floor, Tower B, Valley International Plaza)

3. Credit Information Service Window of Wuhan Private Financial Street Public Service Center (No. 76, Qianjin 4th Road, Jianghan District)

4. People's Bank of China Service Hall of Caidian Sub-branch (No. 225, Caidian Street, Caidian District)

5. Service Hall of Huangpi Branch of the People's Bank of China (No. 99, Huangpi Avenue, Qianchuan Street, Huangpi District)

6. Huangpi Hankou North Government Affairs Hall (1st Floor, Building 1, Sijimei Agricultural Trade City, No. 77, Hankou North Avenue)

7. Service Hall of PBC Jiangxia Branch (No. 145 Xiong Tingbi Road, Jiangxia District)

8. PBC Xinzhou Service Hall of the Branch (No. 153 Longteng Street, Xinzhou)

9. Wuhan Rural Commercial Bank Qiaokou Branch (No. 1009 Jiefang Avenue, Qiaokou District)

10. Wuhan Rural Commercial Bank Fruit Lake Branch (No. 93, Guoguohu Donghu Road, Wuchang District)

11. Wuhan Rural Commercial Bank Qingshan Branch (No. 3, Luojia Road, Qingshan District)

12. Wuhan Rural Commercial Bank Guanggu Branch (Hongshan Wuyin Guanggu Building, Building F5, Software Park, Guanshan Avenue, District)

13. Wuhan Rural Commercial Bank Economic and Technological Development Zone Branch (near No. 146 Chuangye Road, Wuhan Economic and Technological Development Zone)

Extended information:

The personal credit report records personal credit information, which mainly includes basic personal information, credit information (whether there is a bank loan, whether there is an overdue credit card overdraft record, etc.), non-bank information (water, electricity, etc.) , payment information for gas and other public utilities, tax arrears, civil judgments, etc.). This information will affect individuals' lending behavior at financial institutions. For example, when applying for a personal mortgage loan, banks need to look at the credit report. If you have good credit, you may get a discount, but if you have a past due record, you may have to raise the price or even be unable to get a loan. It can be said that a personal credit report is an individual’s economic ID card.

In recent years, personal credit reports have been required for private loans, personal awards, credit card applications, going abroad, etc. As the number of places where they are used increases, the number of credit inquiries has also increased significantly. According to the Wuhan Branch of the People's Bank of China, since 2013, the number of inquiries at the city's credit reporting windows has increased rapidly by more than 40% every year. In the first ten months of this year, the number of inquiries at the city's credit reporting window reached more than 210,000, with an average of 400 to 500 inquiries per outlet per day.

In order to cope with the rapidly growing demand, the Operation and Management Department of Wuhan Branch of the People's Bank of China moved the original credit inquiry service window on Taipei Road, Jianshe Avenue to the Citizen's Home Government Affairs Hall, and set up 7 external credit inquiry service windows , and added 2 self-service personal credit report inquiry machines. The reporter learned at the scene yesterday that the self-service inquiry machine uses the latest facial recognition system, which is very advanced. The inquirer places his or her second-generation ID card on the inquiry machine for identification. After identification, the inquirer will turn on the camera to take pictures. The inquirer takes half a step back and allows the system to confirm that the inquirer and the photo on the ID card are the same person, and then he can print his own Personal credit report. The whole process takes no more than 90 seconds.

At the same time, the Operation and Management Department of the Wuhan Branch of the People's Bank of China has also deployed self-service personal credit report inquiry machines at five rural commercial bank branches in Wuhan to provide self-service personal credit inquiry services. Therefore, people in Wuhan can more easily check their personal credit reports at 13 outlets including Hankou, Guanggu, Qiaokou, and Qingshan.

Reference material: People's Daily Online-Wuhan Credit Information Inquiry Point