1. According to the general classification of credit cards in banks, credit cards can be divided into ordinary cards, gold cards, platinum cards and unlimited cards, and the corresponding credit card limits are also different. In general, the amount of the general card is between 1 0,000-10,000, which is suitable for ordinary wage earners; The amount of gold card is between 10000-50000, which requires the applicant to have certain economic strength; Platinum cards and unlimited cards are symbols of distinguished status. Generally, the limit is above 50,000, and there is no upper limit. The specific credit card limit needs to be evaluated and determined by the bank according to your comprehensive qualifications.
The emergence of credit cards allows us to have more capital turnover, so credit cards are very popular in the market. But for us ordinary people, how much does it cost to get a credit card? In order to let users know this problem clearly, let Bian Xiao introduce it to you.
3. It is understood that the most important conditions for applying for a credit card now are: 18-60 years old, having a stable job and income, and the necessary application documents are a copy of ID card and work certificate. However, for ordinary people to apply for a credit card limit, in fact, the credit card limit is uncertain, mainly depending on the materials provided by your application for review. If the income source is relatively stable, the credit card limit is relatively high.
Credit cards are issued by banks, and the authority and security of banks are recognized. Although the concept of over-consumption may run counter to some people, it must be said that the increase of credit card share has also brought convenience to residents' lives and increased the performance of banks. So how high is the credit card limit? The central bank gave the following data.
1. According to the latest payment system in the second quarter recently announced by the central bank, at present, the cumulative circulation of credit cards in China is 756 million, which means that each person holds 0.5 cards, and one in every two people has a credit card, so the coverage is very wide.
2. With so many credit cards, what is the total credit line? The data shows that the current total credit line is 17.9 1 trillion yuan, which exceeds the total GDP of Guangdong Province last year and is equivalent to 10 times the market value of ICBC. According to the calculation of 756 million credit cards, the average credit line of each card is about 24,000 yuan.
3. Of course, for most people, a credit line of more than 20,000 can already meet most daily consumption needs, such as buying basic furniture and household appliances, or as a fund for children's education. Even if it is second-hand, it is still affordable. After all, only a few people earn more than 20 thousand a month, but for high-income groups, this credit line is not too much.
The bank decides according to the applicant's credit conditions and the card grade applied for, and generally follows the standard credit card limit: 0- 1 10,000 yuan; Credit card gold card amount: 1 10,000-50,000 yuan; Platinum card and above: 50,000 and above.
1. According to the general classification of credit cards in banks, credit cards can be divided into ordinary cards, gold cards, platinum cards and unlimited cards, and the corresponding credit card limits are also different. In general, the amount of the general card is between 1 0,000-10,000, which is suitable for ordinary wage earners; The amount of gold card is between 10000-50000, which requires the applicant to have certain economic strength; Platinum cards and unlimited cards are symbols of distinguished status. Generally, the limit is above 50,000, and there is no upper limit. The specific credit card limit needs to be evaluated and determined by the bank according to your comprehensive qualifications.
The emergence of credit cards allows us to have more capital turnover, so credit cards are very popular in the market. But for us ordinary people, how much does it cost to get a credit card? In order to let users know this problem clearly, let Bian Xiao introduce it to you.
3. It is understood that the most important conditions for applying for a credit card now are: 18-60 years old, having a stable job and income, and the necessary application documents are a copy of ID card and work certificate. However, for ordinary people to apply for a credit card limit, in fact, the credit card limit is uncertain, mainly depending on the materials provided by your application for review. If the income source is relatively stable, the credit card limit is relatively high.
Credit cards are issued by banks, and the authority and security of banks are recognized. Although the concept of over-consumption may run counter to some people, it must be said that the increase of credit card share has also brought convenience to residents' lives and increased the performance of banks. So how high is the credit card limit? The central bank gave the following data.
1. According to the latest payment system in the second quarter recently announced by the central bank, at present, the cumulative circulation of credit cards in China is 756 million, which means that each person holds 0.5 cards, and one in every two people has a credit card, so the coverage is very wide.
2. With so many credit cards, what is the total credit line? The data shows that the current total credit line is 17.9 1 trillion yuan, which exceeds the total GDP of Guangdong Province last year and is equivalent to 10 times the market value of ICBC. According to the calculation of 756 million credit cards, the average credit line of each card is about 24,000 yuan.
3. Of course, for most people, a credit line of more than 20,000 can already meet most daily consumption needs, such as buying basic furniture and household appliances, or as a fund for children's education. Even if it is second-hand, it is still affordable. After all, only a few people earn more than 20 thousand a month, but for high-income groups, this credit line is not too much.