You can use a bank card to transfer money to a credit card for repayment. In the case of outstanding credit card, transferring money to a credit card account is equivalent to repaying the credit card.

In addition, the credit card can be automatically repaid by binding the credit card with the bank card, which can prevent users from overdue repayment. However, it should be noted that although automatic repayment is convenient, you must ensure that the funds in the debit card associated with the credit card are sufficient. Otherwise, the credit card will face full penalty interest.

Extended information

Free credit card repayment methods:

1. China Unionpay Quick Pass

Credit card repayment and transfer through the "China Unionpay Quick Pass" APP are free.

In terms of credit card bill inquiry, 66 banks, including Agricultural Bank of China, Bank of China, China Construction Bank, Postal Savings, China Everbright, CITIC, Pudong Development Bank, Minsheng, Huaxia, Ping An, Guangfa, Xingye, Bank of Beijing and Bank of Shanghai, have been launched, which, together with the functions of credit card repayment, preferential rights inquiry, card application service and mobile phone flash payment, have created convenient, fast, labor-saving and worry-free credit card service for users.

2. Most card-issuing bank apps

have three advantages in repayment through China Merchants Bank APP and Pocket Life APP. First of all, compared with the third-party platform, it takes a process to return the credit card. Different banks have different arrival times. Using China Merchants Bank APP or Pocket Life APP to repay the loan is not only handling fee, but also 1 second. Secondly, these two major apps not only support China Merchants Bank's credit card repayment, but also support other banks' credit card repayment with handling fee.

finally, if you are worried that the credit card will be overdue due to forgetting to repay, you can also use the prepayment reservation function, as long as the debit card with the deduction is guaranteed to have the corresponding balance before the repayment date.

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