If you hold Ping An Bank credit card and only pay the minimum repayment amount without interest, interest will be calculated at the rate of 0.5 ‰ per day for each transaction in your bill from the date of consumption bill until you pay it off. Our credit card has a 3-day repayment grace period every month, so you don't need to take the initiative to apply for it, and it won't cause any extra expenses, and it won't affect your current repayment record (you won't enjoy it if the previous bill is not repaid on time). Example: The final repayment date is the 5th of each month, so the repayment can be made before 24: 00 pm on the 8th of that month at the latest. Reminder: If the previous bill is not repaid on time, you will not enjoy the grace period service ~ You can log in to Ping An Pocket Bank APP- Credit Card-My Bill and repay in full according to the bill arrears. If you have any questions, you can click on the link below and select the online customer service icon-credit card in the upper right corner of the homepage for consultation. /branch/mkt/bank online/dist/online bankless . html #