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What are the reasons why a credit card does not meet the application requirements?

Some common reasons why credit cards do not meet the application conditions are:

1. Unstable sources of income:

If the applicant is engaged in wholesale, individual, direct sales, or logistics , freelancing, etc., banks may view the source of income as unstable.

2. Directly apply for high-level cards:

High-level cards have much higher requirements for applicants than ordinary cards and gold cards. For example, apply for platinum when applying for a card for the first time. Card, this is likely to be directly rejected by the bank.

3. Have bad records:

When applying for a credit card, the bank will check the personal credit record. If there are stains on the credit report, the application will be rejected.

4. There is no card issuance point in the place of residence or work:

Card issuing banks generally require that there be a card issuance point in the applicant's location, so that the debt can be collected conveniently. If there is no card issuance point, May be disapproved.

5. Apply for a card for the first time:

If you have not used a credit card before and your personal credit record is blank, it will be difficult for the bank to determine your personal credit status, and some banks may reject it. batch.

6. There is no such person in the company:

If the applicant’s workplace cannot be verified, or false information is provided, the bank will easily reject the application once found.

7. The signature on the application form does not match the name on the ID card:

The application information provided by the applicant does not match the actual situation, and there are discrepancies in the information, which can easily result in the card being refused.