Paying the minimum monthly payment means that there will be no late fees. If the remaining arrears are not paid off after the repayment date, the interest on the remaining unpaid part will be calculated at 0.5 ‰ per day from the date of your credit card, and the interest will be credited to the card on the next billing date. If you have the ability, try to pay off or pay more on the repayment date, which can reduce interest.

The formula for calculating the minimum repayment amount is as follows:

Minimum repayment amount = 10% consumption balance+10% cash withdrawal balance+interest balance+other payable expenses balance+the unpaid part of the previous minimum repayment amount.

Pay interest at the rate of five ten thousandths of daily interest, and compound interest monthly; And do not enjoy interest-free, interest is calculated from the day of consumption.

The minimum repayment amount cannot enjoy interest-free repayment period, and the minimum repayment amount is 10% of the consumption amount plus other payables. The minimum repayment amount is listed on the current bill.