1. The Bank of Communications credit card is free of annual fee in the first year, and the annual fee in the following year can be avoided regardless of the amount (not counting the number of withdrawals) if it is swiped six times in the first year. And so on in the future. It should be noted that the annual fee is waived for six times from the time the card is issued until this time next year. If you spend before the bill, you must pay it back before the bill date next month. If you spend money in the future, you must repay it before the settlement date of next month.

2. The annual fee-free period of the credit card is not based on the natural month or natural year, but on the date of issuance (the date of issuance is on the paper attached to the credit card at the time of issuance, or call customer service for enquiry), and 12 months after the date of issuance is one year.

3. For example, if the issuing date of 20 12 credit card is 65438+February 1, then 20 12 65438+February 1 to 20165438+1. In the first year, the annual fee for the following year is exempted if the number of card swipes meets the requirements of the bank, and the annual fee for the following year ranges from 20 13 12 1 to 20 14 10.

So as long as you swipe your card six times before the card issuing date, you can waive the annual fee for the following year.