Which card type is the best to apply for Everbright Credit Card
1. Industrial Bank: The threshold for applying for a card from Industrial Bank is relatively low. Applying on Alipay is easier, but generally requires You can apply if you have a sesame score of 620 or above. As for card selection, I would like to introduce you to apply for Industrial Bank pass credit card and Industrial Taobao credit card. Generally, the review results will be available as soon as 5 minutes after submitting the application. In the case of good credit, the review pass rate is said to be over 90%.
2. Everbright Bank: For Alipay users with a Sesame score of 620 or above, it is easier to apply for an Everbright credit card on Alipay. Many cardholders reported that they can be approved in seconds. Of course, you still need to choose the right card type in advance. . It is recommended that you apply for the Everbright Little Yellow Duck themed credit card. This credit card is said to be the easiest card to be approved in seconds by China Everbright Bank. However, it should be noted that online Shen Everbright Bank requires an interview before the card can be issued.
3. Minsheng Bank: Minsheng Bank has cooperated with Alipay to apply for cards very early. Generally, if there is no problem with the credit report, the Sesame score of 600 or more can be approved in seconds, especially now that it is approaching It’s the end of the year, and the card approval rate remains high. In terms of card selection, female friends can apply for the Minsheng Women's Flower Credit Card, and car owners can apply for the Minsheng Car Credit Card. In addition, Minsheng Baidu Takeout Co-branded Credit Card, Minsheng.com Tesco Installment Credit Card, etc. are also relatively easy to purchase.
4. GF Zhenqing Credit Card: GF Zhenqing Credit Card is a women’s card launched by China Guangfa Bank. It has outstanding advantages in shopping, women’s insurance, etc.! At the same time, you can choose one of the four major merchant types including department stores, restaurants, tourism, and entertainment to enjoy three times the points for swiping your card. However, it is important to note that once this is selected, it cannot be changed.
What is the limit of Everbright Bank Credit Card - regular card, gold card and platinum card?
The limit of the regular card, gold card and platinum card of Everbright Bank credit card is as follows:
1. Regular card:
The limit of the regular card of Everbright Bank At about 10,000 to 50,000 yuan, it is the lowest grade card among Everbright credit cards, and the card surface is colorful. If you are a first-time user applying for a credit card, you can apply for a regular card, which will generally be easier to get approved. The annual fee for regular cards can be reduced or reduced by the number of card swipes, amount of consumption, etc.
2. Gold Card:
The limit of Everbright Bank’s Gold Card is generally around 30,000 to 50,000 yuan. The main color of its card surface is mostly golden yellow, and its approval is relatively common. The card is strict, and the annual fee can generally be reduced or reduced based on the number of card swipes and the amount of consumption.
3. Platinum Card:
The limit of Everbright Bank’s platinum card is generally between 50,000 and 5 million. Platinum cards are mostly silver-white and have the letter "P" or "Platinum" to distinguish them from regular cards. The Platinum Card is the credit card with the strictest review and generally does not waive the annual fee. The special services of domestic platinum credit cards are generally concentrated in dedicated customer service hotlines, golf, airport VIPs, free physical examinations, high-value insurance, emergency support services, etc.
How to check the limit of China Everbright Bank Credit Card Gold Card?
1. Customer service inquiry
Call Everbright’s 24-hour customer service hotline 95595 and follow the instructions to inquire about the credit card limit;
2. SMS inquiry
Use a credit card to reserve a mobile phone number, and send the last four digits of the SMS credit limit # to 95595 to check the current available limit;
3. Online query
Log in to the homepage of Everbright Bank Credit Card Center, Click on credit card online banking, select online banking, then log in to the account and password of the relevant credit card, enter my account, and you can check the credit limit of this card;
4. Bill query
Hold Cardholders can check your credit card limit on each credit card statement issued by Everbright Bank;
5. Mobile client inquiry
Scan the QR code on the Everbright Bank website to download Everbright Credit card exclusive mobile client Mobile Card Space; after the installation is completed, open the login card space and click to enter the self-service column; select the card service function; you can check your current credit limit by querying the account.
Reference material: China Everbright Bank official website - credit card
Is the credit limit of China Everbright Bank high?
Whether the credit limit of China Everbright Bank is high or not mainly depends on the applicant's personality Qualifications, and the level of credit card applied for.
Generally, Everbright Bank credit cards are divided into three types: regular card, gold card, and platinum card. Cards of different levels have different ranges of limits that can be applied for. For example:
1. The credit limit of China Everbright Bank is between 3,000 yuan and 10,000 yuan.
2. The credit limit of China Everbright Bank Gold Card is between 10,000 and 50,000.
3. The credit limit of Everbright Bank’s platinum credit card is generally at least 50,000 yuan. The better the applicant’s qualifications, the higher the limit will be.
China Everbright Bank (CHINAEVERBRIGHTBANK) is a national joint-stock commercial bank established with the approval of the State Council and the People's Bank of China. It was established in August 1992 and is headquartered in Beijing. It is a subsidiary of China Everbright Group. .
It was listed on the Shanghai Stock Exchange in August 2010 and on the Stock Exchange of Hong Kong in December 2013. It mainly provides customers with commercial banking products and services, and has won the "Best Electronic Banking Award of the Year" and "Best Customer Experience Award".
On October 28, 2021, the third quarter report of 2021 disclosed by China Everbright Bank showed that in the first three quarters, the bank achieved operating income of 116.78 billion yuan, a year-on-year increase of 9.3%; The net profit was 35.085 billion yuan, a year-on-year increase of 18.48%. In terms of income composition, in the first three quarters, China Everbright Bank achieved net interest income of 83.994 billion yuan, an increase of 2.17% over the same period last year; net fee and commission income was 21.726 billion yuan, an increase of 10.16% over the same period last year. As of the end of September, China Everbright Bank's total assets were 5.69 trillion yuan, an increase of 5.9% from the end of the previous year, of which total loans were 3.29 trillion yuan, an increase of 9.2% from the end of the previous year; the deposit balance was 3.61 trillion yuan, an increase of 3.8% from the end of the previous year.
China Everbright Bank was established in August 1992. It is a national joint-stock commercial bank established with the approval of the State Council and the approval of the People's Bank of China. It is headquartered in Beijing. China Everbright Bank was listed on the Shanghai Stock Exchange in August 2010 and on the Hong Kong Stock Exchange in December 2013.
As of June 30, 2020, China Everbright Bank has established 1,290 branches in the country, achieving full coverage of the domestic provincial administrative regional service network, with institutional outlets radiating to 147 economic center cities across the country; Focus Wealth management strategy, Everbright Financial Management Co., Ltd. was officially listed and became the first wealth management subsidiary of a joint-stock commercial bank to open in the country.
Following the "One Belt and One Road" initiative of the Communist Party of China and accelerating its international layout, the Hong Kong Branch, China Everbright International, Seoul Branch, Everbright Europe, Luxembourg Branch, and Sydney Branch have been opened and operated one after another, and the Tokyo Representative Office The application has been approved by domestic and overseas regulatory agencies, and preparatory work is in progress; social responsibility has become increasingly evident, and the continuous support of the "Mothers' Water Cellar" public welfare activity for many years has had a greater impact on society; in the 2020 "Top 1000 Global Banks" list , China Everbright Bank ranked 35th, and ranked 28th in the "Top 500 Global Bank Brand Value" rankings.
What is the limit of Everbright NetEase co-branded titanium credit card? The maximum limit is 80,000 yuan!
Friends who have applied for a credit card know that the credit card limit is related to the card level, and of course it mainly depends on the applicant's qualifications. Some netizens saw that Everbright Bank and NetEase have another titanium co-branded credit card, and they want to know what level this card is and how much credit limit they can get for the approved card. Let’s introduce the credit limit of Everbright NetEase titanium co-branded card.
What is the limit of Everbright NetEase co-branded titanium credit card?
Everbright Bank credit cards can be divided into regular cards, gold cards, titanium cards, platinum cards, diamond cards, unlimited cards, etc. according to the card level. The Everbright NetEase co-branded titanium credit card is a titanium card with card levels It is between the gold card and the platinum card. If the limit is distinguished based on the card level, the titanium card has a higher limit than the gold card and a lower limit than the platinum card.
As for the specific limit,
According to the initial credit limit rules of China Everbright Bank, the titanium card limit is below RMB 50,000 (inclusive), but the fixed limit adjustment limit is Maximum 80,000 yuan.
That is to say, if the applicant's credit is quite good, he can be approved for a credit card with a limit of more than 50,000 yuan.
Of course, the limit we are talking about here refers to the credit limit, which is the amount of overdraft consumption granted by the bank after a comprehensive evaluation based on the information submitted by the applicant when approving the card. In addition to overdraft consumption, credit cards can also be used to withdraw cash. This cash withdrawal is subject to a limit: when the credit card is in normal condition, the cash withdrawal limit = 50% of the credit limit + the excess deposit in the credit card account.
In addition, the credit card cash withdrawal limit is limited according to the cash withdrawal channel, which is divided into two situations:
1. Overseas cash withdrawal through non-UnionPay channels: single cash withdrawal and daily cumulative amount are not limited to The amount exceeds US$1,000 or its equivalent, and the monthly cumulative amount does not exceed US$5,000 or its equivalent, and the cumulative amount every six months does not exceed US$10,000 or its equivalent;
2. Cash withdrawals through overseas UnionPay channels: the amount of a single cash withdrawal does not exceed 3,000 RMB or its equivalent, the daily accumulation shall not exceed RMB 10,000 or its equivalent, and the annual accumulation of each card shall not exceed the equivalent of RMB 100,000.
The above is the relevant introduction to "What is the limit of Everbright NetEase co-branded titanium credit card", I hope it will be helpful to everyone. All in all, the Everbright NetEase co-branded titanium credit card limit ultimately depends on the qualifications of the applicant. If the qualifications are good, the approved credit limit will be high, and the cash withdrawal limit will also be high. If the approved credit limit is too low, do not cancel the card. It is recommended that you apply for a limit increase after using the card for six months.
Is the limit of Everbright Bank’s Sunshine Yiren Titanium Credit Card high?
The initial limit of Everbright Bank’s Sunshine Yiren Titanium Credit Card is RMB 20,000-50,000.
The specific Everbright Bank credit card limits are as follows:
The initial limit of Everbright Bank credit cards regular and gold cards is RMB 50,000 or less (inclusive).
The initial limit of Sunshine Yiren Titanium Card is RMB 20,000-50,000 (inclusive).
The initial limit of the Platinum Card is RMB 30,000-300,000 (inclusive).
The initial limit of the unlimited card is RMB 300,000-990,000 (inclusive).
(The final credit limit needs to be determined based on comprehensive review and approval based on personal circumstances.)
Extended content:
When applying for a credit card, you need to provide proof of repayment by the applicant. Materials proving ability, these materials generally include: work certificate, salary card slip, work ID card with photo, work and labor contract, self-employed owner's business license and corresponding slip, deposit certificate, credit card from another bank, real estate certificate, vehicle driving record Certificate, etc., the more detailed materials provided when applying, the higher the limit may be; before applying for a limit increase, you should try to use the card to spend as much as possible and repay on time, so that the bank can see the cardholder's consumption needs and repayment ability.
This concludes the introduction about which Everbright credit card has the highest limit and which Everbright credit card is the best. Have you found the information you need?