Asking the bank to apply for a credit card after work is overtime, which belongs to overtime. Employees who work beyond normal working hours are regarded as overtime. In the banking business, the customer's credit card application is a key work, and the bank will require employees to process the credit card application outside normal working hours to ensure that the customer's needs are met in time, and also to ensure the operation of the banking business. Enterprises and employees have certain rights and interests. Both parties need to negotiate the workload and salary properly to ensure the legitimate rights and interests of employees and help the enterprise develop.