1. The applicant is between the age of 18 and the age of 60, with good personal credit information and no bad record.

2. The average monthly balance of the applicant's personal loan within one year reaches more than 6,543,800 yuan.

3. The applicant's accumulated consumption of dragon cards in one year is more than 65438+ 10,000 yuan.

4. The average monthly balance of the applicant's financial assets in China Construction Bank within one year is more than 500,000 yuan.

5, personal annual income of more than 300 thousand yuan.

6, personal net assets reached more than 3 million yuan.

7. The personal financial net assets of non-CCB customers are more than 800,000 yuan.