ICBC is called "Cosmic Bank" by cardholders, mainly because of its many types of cards, high limit and large space behind credit cards, so many small partners will apply for ICBC credit cards first. However, the application threshold of ICBC credit card is not low. Today, Xiao Qin will share with you the special skills of ICBC credit card application. Interested friends should not miss it!

1. ICBC's favorite customer types

1. Assets, including houses, cars, interest-bearing running water and large deposits in its own name;

2. Have social security and provident fund in ICBC;

3. Pay wages or mortgage loans on behalf of ICBC;

4. ICBC's star-rated customers (at least 3 stars, the higher the star, the higher the quota);

5. Having wealth management products in ICBC or buying a lot of precious metals.

Second, create an effective flow of savings cards

Get an ICBC savings card. If you are a cardholder with good conditions, you can choose the "business friend card" and "financial gold card" in the savings card. As long as you can get these two cards, your credit card will have a higher starting limit than others! It doesn't matter if you don't open the above two savings cards, just open an ordinary savings card, and then open U shield, online banking, mobile banking, SMS reminder and so on. Through the effective flow of savings cards, increase your attention in ICBC, improve your "internal comprehensive score" in ICBC, put all your idle funds in ICBC, and create a flow through deposit and withdrawal

Third, ICBC swipes stars

Cardholders who are familiar with ICBC know whether ICBC credit cards can be issued and the amount depends on the star rating, and want to apply for a 5w+ credit card in the simplest and most direct way. Basically, the above steps are synchronized for 2 months, and you can apply for a credit card. The success rate and quota of the card will never let you down!

IV. Card type recommendation

1. For car owners, choose "ICBC ETC Card", and the equity amount is correct;

2. For card friends with general qualifications, choose "Unbounded Card, WeChat Card, Constellation Card, Zodiac Card and Forbidden City Card", and choose the gold card as the first card. What is important is a low threshold, a successful card download rate and a certain amount;

3. If you are a cardholder who wants to increase the amount through the sub-card curve, you can choose platinum cards of popular card types such as "Constellation Card and Zodiac Card", which are also card types with high success rate and not particularly high threshold. If the qualification is particularly excellent, you can also choose airline co-branded card and Shangri-La card, and pursue the ultimate large credit card!