Jinsui QQ co-branded IC credit card, the first network chip card in China and the first WeChat electronic credit card, can be used for credit card consumption on POS machines in shopping malls because of its standard credit and electronic cash functions. The differences between ABC's Jinsui QQ joint IC credit card and ordinary credit card are as follows:

(1) The issuing targets are different: Jinsui QQ joint IC credit card is mainly issued by Tencent users, Tenpay members, WeChat members and other groups who are used to online shopping and communication and often use mobile communication tools; Ordinary credit cards do not specify specific objects.

(2) in terms of expenses: Jinsui QQ co-branded IC credit card is more favorable, and the annual fee is free for life; Exempt from the handling fee for withdrawing excess repayment within the same city and the bank; The charging standards for other projects are consistent with the UnionPay standard IC credit card gold card; Different credit cards do not have these benefits.

(3) The validity period is different: the validity period of this card is 8 years, and supplementary cards can be set; Ordinary credit cards are generally valid for 3-5 years.

Agricultural Bank of China-Credit Card-Jinsui QQ Joint IC Credit Card

Baidu Encyclopedia-Jinsui QQ Joint IC Credit Card