I have three outstanding balances on my credit card. Can I get a loan from a rural credit cooperative?

My credit card in other banks is overdue for three installments and I have not paid back my bills. Currently, I cannot get a loan from a rural credit cooperative. I need to wait for my credit report to be restored before I can get a loan.

Hello, I borrowed 15,000 from a China Merchants Bank credit card and paid it back in three installments. What is the monthly interest?

If you borrow 15,000 yuan in three installments with a China Merchants Bank credit card, the monthly interest is about 225. The installment interest of bank credit cards is generally around 0.05%, which means that if you use 10,000 yuan a day, the interest will be 5 yuan. 150 a month, the principal of 15,000 is 255.

Three periods of credit card statements can be used for loans

The statements cannot be directly used as loan application procedures. But it can be used as a reference for loans.

And the loan is not fixed based on the amount of your consumption, but depends on many other aspects, such as the nature of your workplace, whether you are married, whether you have a house, whether you have a vehicle, how much your monthly salary is, etc.

However, compared to the same conditions, if you have a credit card, have a credit record for more than half a year, and have a healthy credit record, it will be easier for the bank to approve the payment. The amount will be correspondingly higher than that of a cardless person of the same level.

That’s all I can say. If you want to know how much you can borrow, please attach your detailed information so that industry friends can evaluate it for you.

The Agricultural Bank of China credit card loan is divided into three installments. Can I pay off the second installment?

The Agricultural Bank of China's credit card loan is divided into three installments. It is okay to pay off the second installment. If you want to pay the handling fee in installments, you need to apply to customer service in advance so that you can pay it off in one go.

That’s it for the introduction of the credit card loan with three installments.