the bank will not terminate the payment for false card handling, fake card, etc. Generally, the bank card whose payment is stopped due to legal disputes or cases involved can be cancelled after the dispute is settled or the case is closed. If the payment is stopped because of cash withdrawal, overdue and other violations, the violation should be stopped first and the bank losses should be repaid. If the customer with potential risk is stopped paying, the bank must check and verify the risk of the cardholder. Only after the potential risks are eliminated can the payment stop be lifted.
after users know that their postal cards have been stopped, they need to call in time for consultation. Then find out the reason why you stopped paying, and then handle the related business in the above ways. If the cardholder voluntarily applies for stopping payment, it can only be lifted if the cardholder voluntarily applies for lifting the stop payment.
when handling banking business, it is easy for users to stop paying. Among them, stopping payment is the transaction behavior of stopping cash payment and fund transfer for all or part of the funds in the designated account. There are different reasons for the bank card to stop payment, and the period of termination is also different.
1. Generally speaking, stopping payment of bank cards is a precautionary measure taken by banks to strengthen management, ensure the safety of users' bank card funds, and prevent counterfeit or lost cards from being fraudulently used, resulting in theft and damage. The emergency stop payment and quick freezing of bank cards have the characteristics of "fast system", which can catch fraudsters and avoid property losses with the fastest speed before the funds are frozen.
2. when the credit card is locked and cannot be paid at all, the bank card stop payment refers to the transaction behavior of stopping cash payment and fund transfer for all or part of the funds in the designated account. Stop payment is divided into account stop payment and limit stop payment. Generally speaking, banks will monitor the use of our cards at any time. If we find that there are potential risks such as illegal card use, overdue, fake card use, theft, etc., banks have the right to stop paying for our cards to ensure the safety of funds. Of course, due to personal special circumstances, such as lost or stolen credit cards, we can also apply to the bank to stop payment.
3. It is not easy for banks to stop payment, which will affect our credit investigation. Under normal circumstances, the types of credit card stop payment include loss reporting card, expired credit card, supplementary card that needs to stop payment for the main card and emergency payment card in this period. If this happens at ordinary times, we should first call the bank's credit card customer service center to apply for stopping payment, and then swipe my ID card, credit card and certificate at the front desk. Loss reporting method: loss reporting by loss reporting card: after loss reporting, the loss reporting person informs the payer to report the loss and asks the payer to stop paying. Accepting the loss report and stopping payment is a remedial measure for the loss of bills that decides to suspend payment when others have not obtained the bills. The main card requires to stop paying the supplementary card, and the company requires to stop paying the company card; A credit card that exceeds the limit and cannot be repaid.