The annual fee of CITic UnionPay standard IC credit card is 100 yuan (free in the first year and five times in the second year), and the interest-free period is up to 50 days.
Citic ic credit card is a dual-interface credit card integrating chip and magnetic stripe, which supports three ways of using chip card, magnetic stripe card and contactless card.
CITic IC credit card accounts are divided into RMB main accounts and RMB electronic cash accounts. The initial balance of the electronic cash account is RMB 0 yuan, with the maximum balance not exceeding RMB 65,438+0,000 (inclusive), and the single offline consumption amount not exceeding RMB 200 yuan (inclusive). The balance in the electronic cash account cannot be overdrawn to report the loss, can not be withdrawn for transfer, and does not pay interest. Electronic cash has micropayment application, which can realize offline consumption and deposit and withdrawal.