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What kind of credit card does China Industrial and Commercial Bank generally do?

1. ICBC WeHotel Credit Card

1. Open the card and send a gift certificate to 32 yuan

You can get WeHotel if you successfully apply for the card? V1 membership and 32 yuan discount coupons, including WeHotel platform 1 yuan hotel coupons, 2 yuan travel coupons and Disney 2 yuan ticket vouchers, can enjoy 15% discount on WeHotel platform reservations and other membership benefits.

2. Give a high-end membership when booking

Cardholders can get a one-year high-end membership of WeHotel (gold card V3, platinum V4)+1, WeHotel points if they make any booking on the platform of WeHotel, and they can also enjoy the membership benefits such as 28% discount/15% discount on booking on the platform of WeHotel and late check-out.

3. Enjoy triple room delivery gift

First room delivery: the cardholder will get 2WeHotel points for any spending within 6 days after checking the card, and the value of the points can be exchanged for 7 days and 1 night in a budget hotel;

room delivery after reaching the standard: if the monthly consumption of the card is over 5, yuan or the bill expires at 3, yuan, 5WeHotel points will be delivered, and the maximum value of the points can be exchanged for one night in a four-star hotel;

Full-occupancy room delivery: Platinum cardholders will receive one night free room voucher for every 1 nights of stay, and Gold cardholders will receive one night free room voucher for every 15 nights of stay, and each person will enjoy five times per year.

4. Send gift certificates for monthly consumption

Cardholders spend a sum on the WeHotel platform, send coupons to WeHotel the next month, and send coupons to 5 yuan Hotel every month for platinum cards; Gold Card will send coupons to 3 yuan Hotel every month, which can be enjoyed all year round.

5. Other benefits

ICBC WeHotel credit card points can be converted into WeHotel points in the WeHotel area of ICBC e-Life APP at a ratio of 2: 1; You can also buy the original price of 899 yuan gift package "1WeHotel points+one-year V3 membership" at a preferential price of 498 yuan in the special zone.

exclusive use of platinum card

1. Free airport and high-speed rail VIP room

You can use the airport and high-speed rail VIP room designated by ICBC for free as long as you show your ICBC WeHotel credit card platinum card.

2. High insurance

Aviation accident insurance: If you successfully activate the Platinum Card of ICBC WeHotel Credit Card, you can get the 4 million aviation accident insurance insured by ICBC for free.

Travel inconvenience insurance: Platinum cardholders can apply for insurance compensation in case of flight delay, luggage delay, lost luggage, etc.

3. Parking at the airport in 1 yuan

In the designated airport parking area or UnionPay exclusive parking area, you can enjoy 2-hour parking or 48-hour parking service if you use the Platinum Card of ICBC WeHotel Credit Card to spend money in 1 yuan.

4. Convenient Visa

When a cardholder applies for a New Zealand individual visa in Beijing, Shanghai, Guangzhou and Chengdu in China, the application procedure can be simplified with a copy of the front of his UnionPay Platinum Credit Card and a recent bank statement of the card (within 3 months).

5. Car rental discount

Cardholders can enjoy low discount car rental discounts from well-known car rental companies (including Hertz, Avis, Supreme, etc.).

annual fee: the annual fee of the main and secondary cards can be reduced if the gold card spends 5 times or 5, yuan in the card year, and the annual fee of the main and secondary cards can be reduced if the platinum card spends 2, yuan in the card year.

II. Benefits of World Struggle Credit Card

(I) Annual fee reduction

Any successful bid for Struggle Card, whether it is a simple platinum card, a gold card or a general card, will be exempted from the annual fee within the validity period.

(II) Time tolerance

A repayment grace period of three days means that the cardholder is provided with a three-day repayment grace period service. When the cardholder repays within three days after the due repayment date, it is deemed that the cardholder repays on time.

(III) Tolerance

For cards opened after December 1, 217 (inclusive), the current repayment grace difference is 1 yuan. On the due repayment grace date (due repayment date+grace period), if the unpaid amount of the previous bill is less than or equal to 1 yuan, it is deemed that the cardholder has fully repaid it.

for the card opened before December 1, 217, the difference of the minimum repayment grace is 1 yuan. On the due repayment grace date (due repayment date+grace period), if the minimum repayment amount of the previous bill is less than or equal to 1 yuan, it is deemed that the cardholder has paid the minimum repayment amount.

(4) foreign exchange handling fee

foreign exchange handling fee for overseas consumption at will. The currency of the card is 1 foreign currencies, including US dollars, euros, Hong Kong dollars, British pounds, Japanese yen, Singapore dollars, Canadian dollars, Australian dollars, Swiss francs and New Zealand dollars. When MasterCard is used in the network of countries or regions corresponding to 1 foreign currencies, it is directly recorded in the corresponding currency, without currency conversion, and the cardholder does not need to pay foreign exchange fees. When used in countries or regions other than 1 foreign currencies, foreign exchange fees are automatically exempted.

(V) Account security insurance

Cardholders can give away account security insurance covering all ICBC credit cards in the cardholder's name for free the next month by spending one sum at will. The premium is high and the claim is settled quickly, and the maximum compensation is 5, yuan. For details and claim settlement process, please refer to ICBC official website "ICBC Credit Card Rights Zone"

Annual fee: Platinum card, 2, yuan/year for the main card and 1 yuan/year for the supplementary card. When the accumulated spending on credit card in that year reaches 2, yuan or equivalent foreign currency, the annual fee of the main and secondary cards can be reduced or exempted; If the accumulated consumption is RMB 4 million or equivalent in foreign currency, the principal and secondary cards can be given a permanent annual fee-free discount. Gold card: 2 yuan as the main card and 1 yuan as the supplementary card. The annual fee can be reduced if you spend five times a year by swiping the card or the accumulated amount reaches 5, yuan. ? Puka: 5 yuan, the first year is exempted, and the next year is exempted if the card is swiped 5 times or over 5, yuan)

III. Rights and interests of China Southern Airlines Pearl Peony Credit Card

1. Redemption discount

The accumulated consumption points of China Southern Airlines Pearl Peony Credit Card holders in monthly consumption transactions (1 point for each consumption of 1 yuan RMB and 8 points for each consumption of US$ 1, except for certain transactions stipulated by ICBC that do not accumulate points) will be automatically monthly. After the points accumulated by the vice card of China Southern Pearl Credit Card are converted into China Southern Award Miles, they will all be accumulated in the main cardholder's China Southern Pearl Mileage account.

2. Multiple accumulation

Customers of China Southern Pearl Peony Credit Card can easily get multiple China Southern Award Miles (credit card redemption miles+flight or China Southern Partner Award Miles) when they pay fees or enjoy services on China Southern Airlines flights or at China Southern Partners.

3. Traffic accident insurance

When customers of China Southern Pearl Peony Credit Card swipe their cards to pay the full fare of commercial passenger mass transit or not less than 8% of the tour fare, they will receive traffic accident insurance of RMB 1 million for gold card and RMB 5, for ordinary card provided by ICBC, which will provide more intimate protection for customers.

4. Travel inconvenience insurance

Customers of China Southern Pearl Peony Credit Card can get travel inconvenience insurance (including flight delay insurance, baggage delay insurance and baggage loss insurance) provided by ICBC when they pay the full amount of commercial passenger air tickets or not less than 8% of the travel tour fare for themselves by swiping their cards, making their journey safer and more worry-free.

annual fee: platinum card, 2 yuan/year for the main card and 1 yuan/year for the auxiliary card. In that year, the accumulated credit card spending reached 2, yuan or equivalent foreign currency. Gold card: 2 yuan as the main card and 1 yuan as the supplementary card. If you spend five times a year by swiping the card or the accumulated amount reaches 5, yuan, you can reduce the annual fee. ? Puka: 5 yuan, the first year is exempted, and the next year is exempted if you swipe your card for 5 times or over 5, yuan)

IV. Benefits of Shangri-La Platinum Card

Consumption in p>12 yuan =? 1 Shangri-La Golden Circle Club points; Spend three times the points in Shangri-La, 1% off at Shangri-La Hotel and 15% off on meals; Stay 1 nights a year, and you can quickly upgrade to Shangri-La Emerald membership (normally 1 stays or 2 rooms are required), and there are three sets for each stay &; Breakfast. Can I use the VIP room of ICBC Airport? & Annual fee for VIP room of high-speed rail

: the main card is 2 yuan/year, and the accumulated credit card spending in that year reaches 2, yuan or equivalent foreign currency.

People's Daily Online-China Industrial and Commercial Bank launched the first national credit card for teachers.