1. Minsheng Bank can swipe 10% of the overrun limit, but users need to call customer service to turn on the overrun function, because it is turned off by default.

2. The Agricultural Bank can use the overrun, and will charge the overrun fee, which is 5% of the overrun part.

3. If the credit card of Shanghai Pudong Development Bank gives the cardholder 10% credit limit, it will also charge 5% overrun fee.

4. Ping An Bank's credit card stipulates that cardholders will no longer enjoy the interest-free repayment period if their credit card exceeds the credit limit.

5. CCB's credit card is allowed to have an appropriate limit exceeding the limit, but the limit will not be too much, generally around 5%~ 10% of the credit limit.

6. The credit card of Guangfa Bank can exceed the limit, but usually the cardholder needs to open the excess credit line through online banking and other means.