Bank of Ningbo has a credit card department. Bank of Ningbo Credit Card Center, established in February 2004, is a first-level department under the headquarters of the bank, and is responsible for the overall operation and centralized management of the bank's credit card business. The Card Center consists of six secondary functional departments: Marketing Department, Sales Department, Risk Department, Operation Center, Customer Service Department and General Department, which undertake the business functions of the whole bank's credit card business, such as bill collection processing, product development, transaction promotion, marketing strategy, risk control and customer service, and adopt the operation mode of centralized card making, centralized customer information management and centralized risk control, relying on local credit card business teams to build Huitong card brand.