Credit card application is very simple, just go directly to the bank business office (do not ask someone to do it for you, it is very dangerous!). Fill out the application form and provide proof of identity, income, and preferably medical and pension insurance, and property proof. Submit it to the bank together. After receiving your application and information, the bank will send your application information to the credit card center within 5 working days. The credit card center's computer system will conduct a comprehensive analysis and scoring based on the information you submitted. . During this period, bank staff will call you to verify your information. Within 15 working days, the analysis and scoring will be completed. If your score is satisfactory, the Credit Card Center will approve the credit card and mail it to the contact address you left when filling in the information. If you receive a failing grade, there will be no response and the information will be returned to you.

In addition, I can tell you some of the scoring criteria.

For A-type units, such as civil servants, state agencies, hospitals, etc., the ratings will be higher.

The ratings for managers, supervisors, etc. will also be higher, but the sales department ratings will be higher. It will be lower.

If you have an annual income of more than 30,000 yuan, your score will be higher.

If you have pension and medical insurance, your score will be higher.

If you have proof of property, such as real estate, cars, etc., your score will be higher.

The higher the score, the greater the chance of approval. Of course, the higher the limit will be.

Whether you can be approved and the amount of approval are all determined by the bank's system based on your The submitted information is analyzed and reviewed. No one can interfere. People generally make limit estimates based on experience and feeling. No one can accurately tell you what your limit is until the credit card is approved. If so, it must be a lie to you.