Bank of China credit card overseas consumer insurance transaction limit:

According to regulatory regulations, domestic foreign currency cards are used overseas to purchase life insurance, investment and financial insurance and other businesses, regardless of the overdraft limit or card usage. Domestic deposits will be restricted, so there may be cases where the card swipe is unsuccessful. The specific transaction limit rules are as follows:

1. A single overseas insurance transaction shall not exceed US$5,000 (equivalent in foreign currency). At the same time, each card must have The daily cumulative amount shall not exceed 20,000 US dollars or 2.3 million yen (equivalent in foreign currency).

2. Only foreign currency cards are restricted (cards with foreign currency logos such as VISA\MasterCard can be used in international organization channels, including EMV cards); UnionPay cards are not controlled (dual currency cards are not restricted in overseas UnionPay channels) ). Transaction limits are controlled on a per-card basis.

3. The cumulative annual transaction amount of all overseas insurance cards shall not exceed 200,000 RMB or 30,000 US dollars (equivalent in foreign currency). The annual limit is the 12 months after the transaction, not the calendar year.

If you have any questions, you are welcome to consult the Bank of China online customer service or download and use the Bank of China mobile banking APP to consult and handle related services.

The above content is for your reference, please refer to actual business regulations.